[Resolved]  DHFL Home Loan — Never go fror Home loan from DHFL almost all are suffering

Very very very poor service provided by DHFL. I took a home loan from DHFL and they harass a lot during sanctioning the loan charging processing fees much more than any other bank and many more hidden things in loan which we come to know after sanctioning the loan. And after sanctioning the loan they increase rate of interest within 2 months. So shocking and horrible. Worst service and am planning to switch home loan from DHFL to any other bank.
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Nov 4, 2018
Complaint marked as Resolved 
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Oct 04, 2018
Dewan Housing Finance Corporation [DHFL] Customer Care's response
Dear Dhananjay,

We are keen to assist you with your concern. Kindly share with us your email ID, mobile & loan application number so that we can contact you.

Alternatively, you can call us on[protected] or email us at [protected]@dhfl.com.

Regards,
DHFL Team
 
144 Comments

Comments

DHFL HAS MADE MY DREAM COME TRUE
I SALUTE TO THEIR CO OPERATION AND HELPING NATURE
IT IS US AND OUR ATTITUDE AND OUR PATIENCE BECAUSE WE REQUIRE LOAN AND BECAUSE OF SOME TECHNICAL CONFUSSION ON ABSENCE OF SOME PAPER IT GETS DELAYED AND THE BLAME IS PUT ON DHFL EMPLOYEES
I AM REALY GRATEFUL AND WILL SUGGEST ALL TO GO FOR DHFL HOME LOAN
MAHESH M VEDAK

IDBI Bank — Took all the Charges after 6 months they say Loan will not be scanned

I too face the same problem with IDBI,I approached them in month of August,then they came for verification,then valuation report done by giving Rs.2000 to the valuator & same amount to advocate & even gave an cheque of around Rs 3000 which they have already encashed.Now after 6 months they say your loan will not be sanctioned due to some legal reasons,which only they know.
Anyhow I want to take legal action against them,let me know what to do.
We are been fooled by such an well known organization in India.

Regards,
Nizamuddin.V
hi, Im planning to take a loan from DHFL, after reading these comments im worried.the problem is that my building doesnt have an OC, so that is the only bank which will give me loan, please suggest more banks which will give me loan without OC.
Hi my name is sanjay am in chennai only. i want 2lks loan for recontructing my fathers house.but in DHFL employees are telling 2 lks will not been sactioned only min amt of 5 lks only sactioned at the rate of int 10.25..please guide me whether i take loan from DHFL r not please guide me guys...
Sir
I am also a customer of DHFL i came to know that this finance company cheating people becoz of my experience according to RBI rule u can calcuate emi on any consumer products, but this company calcuates emi on home, as a durable product. According RBI these finance cos.should calculate installments . so JAGO GRAHAK JAGO. there is difference in between EMI & INSTALLMENT .i already cheated by these co. but u people don't cheat by them.
Hi
Such a Nice Post.If any of Student looking for Loan for their studies then he/she can easily get from http://www.paydayloansnocreditcheck.co.uk/
i shriniwas madhi apply for loan in dec2010 thy section my loan on jan 30th i done partpayment agrement with saler i submited all the orignal document after that they take 2 months for gvng me check and till now they have not gvn the chek at last i know frm them tht u r loan will not psble bcz of some legal technical plb i lose my 13lakh rupees even they have take money in commision bases they r staff of dhfl bank even thy take franking money frm me and not done franking plz dnt go do dhfl bank its a such a big cheatre bank and staff both bcz of them i loss my 13 lacs
I do agree for all the paragraph above, since I too suffer from all these issue till date,
DHFL HOME LOAN

Sorry to bother you but, I am force to do this mail, Please go thru the mails below you will understand why i am frustrated.
Secondly when I got the sanction letter in that it is clear mention the interest rate approved is 14.5% and then I saw the statement today it is showing 15% sanction and 15.5% as on today we really have no intimation on this, secondly when we were signing the letter that also our telephone no. where wrong we made immediate correction till date that is not done I see the same in the statement, and for the reversal of the double processing fees in my account it is a case for more than 3 month we are calling and everytime Mr. Dhiraj Naik says don’t worry it will be done, nothing has happen so far
Deepak Sharma, [protected]@gmail.com, cell: [protected].
A medium class family member dont take loan from dhfl it is a gulab jam with diabeties
Thank you guys for giving this valuable information.If I won't see these messages today, I would have gone to that bank for home loan.I decided to take from another bank after looking your painful comments.
I too agree on the Postings above.

DHFL has been a worst institution as they do not intimate the customer on the increases in the rates of Interest. Their Staff has no idea about their own processess in getting an loan processed.
There was an error in My CIBIL report which is due to some erroneous entries. In such cases, personal interview with the credit manager has to be done so that the credit manager can put his comments on the isssue regarding the CIBIL report by which the higher authorities who approve the loan in hierarchy can have the facts before them. But these sales executives have no idea on this and they put my file in the normal process because of which my file was rejected. All the time the sales executive used to tell that your loan is approved and has to come from head office.When i came to know from some other contacts that my file was rejected i had my loan approved by communicating directly with the Head Office. the Whole Process of my loan approval took 2 months because of the Goo[censored]p by the sales Executive. Plus the interest rate charged for me was 0.5% higher than their prevailing rate and i was asked to pay a pre-emi. whereas in all my documentation, i was able to prove to them that the CIBIL report entry was an error.

Basically they need to educate their sales executive who is the contact point between customer and the institution. They need to have a Customer care unit or atleast an online loan account view status. All other institutions has this.

If you have planned to go with DHFL be prepared to get false committments, unwanted harrassments, sales executive not attending your calls and also be prepared to pay higher interests andvery high processing fees.
DHFL is the worst home loan provider i ever met...

i hv taken home loan from them 3 yrs back i.e 12% floating...withing 6 months they incresed by .25 after 1yr it was 12.5 n currently they r charging 15.25%. m even not able to pay off the installment. pls advice me. what is the processure for other bank loan now... kindly advice
Hi,
Can anyone post the recent feedback/experience on DHFL..?? This thread seems to be older and i just needed to know how the guys are reacting now to the customers.
Hi,
Can anyone update this thread with the latest feedbacks..?
Hi

If you want to know what is cheating and harrasment just approach DHFL for a home loan. I dont know why the government is not adding this limited in the list of scams. This kind of history sheeters should to book.Let us educate the general public against this fraudulant company.
I purchased a flat in boisar & took home loan from DHFL at interest 8.75% for 3 years fix term But Within One year it increased to 10.50% thats why plse dont take loan from DHFl.They doesnt follow their rules & regulations
Dear All
Any one can help me how to switch DHFL to another bank(they have increased the interest rate two times in 6 months from 11.5 to 12.75%. No notifications nothing..) its worst loan provider in india
The ordeal of many scape goats will only come to an end if this company is black listed but this is not going to happen in our country as long as we have corrupt politicians. We have to be careful ourselves to stay away from these kind of leeches.

T.Tamizhselvam
I Birendra Prasad Dabral R/o 150/15 Chattarpur Ext. New Delhi-74, applied for a home loan and it was sanctioned in the month of January 2011, (Application No.00673510, File NO.[protected] from Delhi RPU: Kirpal Plaza, 4A/1 Avobe Axis Bank Branch, Tilak Nagar, New Delhi-18, but due to some unavoidable reasons it was not disbursed. the dealing person Mr. Gaurav Yadav also charged extra money from me. My question is that since this long period company has not returned my balance fees and papers (including blank cheuqes) till date.

BIRENDRA PRASAD DABRAL
E-150/15 CHATTARPUR EXT.
Ph.[protected], [protected]

email: [protected]@rediffmail.com

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