[Resolved]  DHFL Home Loan — Never go fror Home loan from DHFL almost all are suffering

One your Business Executive in Thrissur Branch came to home and harrass the existing customer due to one pending installment. After that he harrass through the my mobile phone. Kindly stop this and take another methods for repayment. I paid all dues. I donot his name but he is accompanied by Palakkad Branch staff Manoj.

Hi All, ... Believe me friends there are lot of charges... like legal, valuation fees, Processing fee (1% of loan amt) which is very high, etc... the total cost of all the exps. for getting the loan of Rs.23 Lacs goes to Rs50, 000... It was beyond my tollerance level... i dont think any bank in the market will be charging so much for the loan... pathetic... their interest rate is very high either.. do not go for it...

please hamari statement hmey mail karey ki hamney apka kitna paisa dena baki hai.
ham apka paisa deney key leyey tyyar hai kirpa muje mere email add:[protected]@gmail.com
par bhejey my ph.no.[protected]
pm parkash
413/26 baldev nagar gali no-14 gurgaon(H.R)
Loan A/c no. n00001728

I want to take a home loan from DHFL, what is the genuine condition..

Dear friends. Dhfl has offered me open plot-loan in Hyderabad. pl tell your openion on their service in this regard. Shall we trust this finance company? Can i proceed? The interest rate is 11.5%. So far the agent also not called me for any followup.

Yes, my Humble request to all potential loan takers PLEASE NEVER TAKE laon from DHFL, they are unprofessional, unethical, rude, cheater, lier, bearocratic and all the bad words which you can imagine.the worse part they dont entertin any complaint from existing customers. they do not have any customer care unit. you need to beg to lier sales executived each time.

dear sir,
i am not agree of dhfl services because i have sent mail on dhfl mail id many time but still nothing response from dhfl so please cheak my requirments.
thanks

Thanks everybody for sharing this information .., I was planning to apply for home loan from DHFL but now i wont .

dear sir
dhfl rajkot branch is not a ans any another case .
that the bm from lalit archarya is not respons me loan amount also is 300000
he was stupid man. in humens are. branch is frod document expect in further men so that it retun, bank statement, kyc and custumer tahn after the loan default in your company.plz req accpect your will be nature.i remember to accpect y or no that you means. my loan time is[protected].staff name is hitesh pandya

Thanks everyone for the information. I was just about to go for DHFL housing finance services. Ofcourse i was doing the followup with the agent rather he doing it to me. But still i thought he was busy, but now i understand real reason. The companies those who dont value their customers shud never be valued in the Market. Appreciate everyone on the blog for sharing their experiances and saving the people like me from cluches of DHFL.

Thanks again to all.

i too agree.DHFL Charged me more three thousand for processing fees. but loan not santioned not yet for two years. ONE OF THE VERY WORST BANK IN INDIA. DONT GO FOR DHFL HOME LOANS. ANY LOAN FROM DHFL.

Never go with D H F L. in my case, they have taken Rs. 5150.00 as processing fee at the time of application in March-2010 and then they take aprx 1 month to wait for increase in ROI and delay my loan approval process by reason of not enough doc and some thing missing in doc etc etc.. and in April-2010, after so many phone calls to make the process fast they cleared cheque of Rs. Rs. 5150.00 before giving me status of loan! when I again call regardign the same, they told me your ITR is not enough to give you sufficient loan!!!

On first meeting they were agreed to give me loan amount I want!

then his credit person call me that I will do some thing and after 2 hours I have receive SMS that your loan has been approved. but their branch manager called to me come at their branch and collect sectioned letter. when I went their I was shocked that they were asking me Rs. 19, 000.00 as "Balance" as processing Fee!!!

they have never told me in starting about this payment!!! Manager told me that you have to give me cheque of Rs. 19000.00 as your total processing fee is Rs. 24000.00!!!

And this not enoght

they sectioned my loan at Rate Of Interest 10.50% with reason that you are self-employeed professional!!! At first meeting they told me ROI at 8.25 floatin for salaried and self-employed same!!!

No I dont agree with you that the service of DHFL is very bad. I personally had a good experience with the DHFL sales manager Mr. Shirish Tilwankar in Pune. My home loan was sanctioned in only two days. I had submitted application on the 28th January 2010 and I got the sanction letter on 31st January.and my first disbursment was done on 8th February. But the only problem I had with the staff is that they dont communicate with the customer on the issues like Date of the Cheque deposition, Pre- EMI amount, Rest period, etc.

I vote for all the bad comments about DHFL. I am customer of DHFL since 2007 :-(.
I had taken a home loan of 15Lakhs, Since then I am unhappy :-(
If I think of DHFL, it reminds me all the charges they have put when sanctioning the loan. Really a long list of charges.
They increased the interest rate from 10.5% to 12.75% without any intimation. Now I am trying to repay the loan and still they are charging 7% of the loan amount :-(.
It’s a total rip-off. My parents and I lost happiness by choosing DHFL.

Lesson learnt: Think wisely before you act.

DHFL is a good company . Initially it has the good reputation as it is funding to the lower middle class people but by axienty the succeders of Late mahesh k wadhawan running the company in such a way that people feel harrshing

DHFL is really worest home loan provider.

Really its worst financial company.

DHFL is the worst Home Loan Financial Institution I ever seen. They do no have even minimum etiquette. They charge very high interest rates compare with any other Banks or Financial Institutions. They attract people at the initial stage of Home Loan Process, once the person signed on the agreement, they will show their reality.

I request people whoever going for Housing Loan, just do not go blindly. Please check with all your well known people and think twice before you go ahead for Home Loan.

I advise please do not take any risks with DHFL...

Home Loan — payment not started

Loan NO:HLBNG1004021;Office of india bulls,Koramangla,bangalore
Details:My name is muralikrishnan.V.I had applied for this loan more than three months back.The agent Mr.manish was very prompt in his first(and last)visit to take ny application(this application was messed up subsequently and i gave a second application recently(after the loan santioning).For first two months no response form manish.After i pursued himfor several times(he does not respond easily in his mobile)he made me to sign lots of papers in koramangla offce and i gave ten blanc signed cheques.All agreements and original cas paid receipts(from my side to builder) were given.Firsat demand note by builder is pending for the past one month.No action taken.Last minute iwas asked to arrange tripartrite agreement( for which Rs.300 cash collected by manish and not accounted for),which i had to get from builder after paying Rs.300 again to builder.This agreenent is yet to be collected by manish.If i go to koramangla office i am forced to wait for more than hour in the reception and afgter that the contact person(madamme jayanti) comes and even she is not able to give proper answes to why the dispersement is not taking place.Whom shoul i contact for giving a writen complaint.If this is the case before loan sanctioning then what will be my fate after.Excess deduction etc are bound to happen.
The worst part is manish is so careless about followups that we are just groping in the dark with pressures building up from builder day by day.
Some body please act fast and see our loan is released.
The sardonic fact remains that i am yet to receive the loan sanction letter but i was given a loan number by M.Yayanthi.
God save me form this mess.I will be much grateful if my papers are returned to me so tyhat i can approach a more respectful and reliable fincing company like HDFC.

Dear DHFL I took loan from your CBD Belapur branch total 8 lacs and plus as per manidtuary by you ICICI prud insurance policy, Icici debit the 28, 000/ RS by ESC but DHFL still charging intrest on that, I dont know what RBI norms you are following that,