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HDB Financial Services Complaints & Reviews

www.hdbfs.com
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Updated: Nov 6, 2024
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Bad 😕 It seems that HDB Financial Services has not focused enough on responding to their consumers’ feedback. Because of this, many concerns and issues remain unaddressed, making customers feel ignored and dissatisfied with their experiences.
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HDB Financial Services reviews & complaints page 30

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N
naveen92
from Pune, Maharashtra
Nov 5, 2019
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foreclosure charges @ 4.72%

Address: C-802 , Hitakshi Heights CHS ltd. , Indralok Phase VIII Bhayander East, Thane, Maharashtra, 401105

I had taken loan[protected] for rs. 8 lakh and made payment of all installment till 15 months and applied for balance transfer to another bank. At the time of loan taken it was said that no foreclosure charges will be levied after 3 months but now they have charged me 4.72% prepayment charges.

4.72% of charges deducted are not justifiable and reasonable even when every banker is giving facility of bt at nil charges. This is...
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T
Tanuhina93
from Hyderabad, Telangana
Nov 4, 2019
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incorrect emi deduction is not refunded yet after 2 months

Address: New Ballygunge Road, Kolkata, West Bengal, 700039

Hi team,
I purchased appliances from reliance digital kolkata, which is purchased by the help of hdb finance. I am paying emi for those. But on 9th october when i paid for the appliances, the transaction was failure so tried multiple times, meanwhile the amount got deducted automatically from their side. So, when i checked my bank account balance all the transactions done was successful and every time the money got deducted. But it...
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Tanuhina93
from Hyderabad, Telangana
Nov 4, 2019
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incorrect emi deduction is not refunded yet after 2 months

Address: New Ballygunge Road, Kolkata, West Bengal, 700039

Hi team,

I have been following up with hdb finance agent for 2 months now not a single emi has been refunded or settled from actual amount. Now when im calling prasenjit who sits at reliance digital at gariahut, kolkata, doesn't pick up my calls. I tried reaching his supervisor debasis as well and he doesn't even receive my calls.
It's been harassing now, though i have provided them my account details, refund form where...
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kirti bhalerao
from Ratlam, Madhya Pradesh
Nov 2, 2019
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extra amount deducted

Address: 21 gukulganj airport road, indore, Indore, Madhya Pradesh, 452005

Dear sir/ ma'am,

I am kirti bhalerao i finance a mobile by your company, i paid all due amount in august month, but suddenly i got messages of deduction by hdb finance which is (3307). Kindly help me out with this amount or settelememt of amount. I also visit hdb branch near by me but it was closed. Kindly pfa

Thanking you
Kirti bhalerao
2nd nov 2019...
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M
Mukeshkumar Bhaskar
from Mumbai, Maharashtra
Oct 29, 2019
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false disclosure of roi during loan offer

Address: RM NO 1 GANESH BHOIR CHAWL SHIL RD, OPP MAHALAXMI COMAPANY GOLAVALI, DOMBIVALI EAST, Thane, Maharashtra, 421203

Hi this is regarding loan i have taken from HDB financial services loan A/c no.6855821.
At the time of loan offer agent convinced us with low rate of interest however when I received loan welcome letter it was 21%. I talked to them and they said after completion of 6 month they would change the ROI however they not changed and now i want to close my loan for that they are telling to pay 4.72% extra foreclosure charges which they are...
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S
SALES TEAM5 GST - C H
from Chennai, Tamil Nadu
Oct 25, 2019
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extra extra charges for no reason

Address: Perambur

I got a loan in hdb finance few months before.
My first month emi is passed. But next month it's not debited they said there was signature mismatch i said ok and payed via online but then they're charged for it due to late payment. Actually my emi date they said 4th but it's clearing on 2nd.
And they're passing emi cheque 3 times on 25th for no reason but there's a money in the account they debited a 590 as a return charge for...
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K
khian
from Gurgaon, Haryana
Oct 23, 2019
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loan fraud

Address: Kamla Nagar, New Delhi, Delhi, 110009

Helo i m karan
I have Take a Loan ( Loan Against property) From HDB Finance Kamla Nagar (Near Clock Tower)
Ma Property is minimum amount of Rs 5cr minimum m teling u
& i required 60 lakh Of loam amount
But They give me 45 lakh
they said we will give u PL (persnal Loan) Of amount 8-10 lakh I said ok
Till Now they are not responding to give me PL its being 2 months
M payng Every month Installments...
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V
Vinodkumar Jangid
from Behror, Rajasthan
Oct 22, 2019
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relieving letter

Address: Chittorgarh, Rajasthan, 312601

Dear team

I was working with (Hdbfs hbl division) hdb financial services ltd as rural sr. Sales executive on the roll of hbl (Product - rural agri landing) (Occ)... I have resigned on 7th of october 19 and my last working date (Relieving date) was 14th october 19 and now i have relieved. But i need my relieving letter..

Kindly guide.. When will i get relieving latter & please provide me relieving latter as soon...
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A
Amar 4347
from Mumbai, Maharashtra
Oct 20, 2019
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personal loan emi charges

Loan number [protected] name babita s chopra contact [protected]. I am having personal loan from hdb and i am regular installment paying person since from last 2 and half years but recently i am facing problem with hdb which is very bad to my experience. I have been applied for emi bounce chargers multiple times. Where as every time the emi amount is there in my account and have always got deducted from my savings account. I want reversal...
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dhanush_6512
from Mumbai, Maharashtra
Oct 18, 2019
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deducting the loan charges even if the minimum account balance is maintained.

Address: 560021

Dear sir/ madam,

My name is dhanush.
Living in bangalore karnataka,
Loan no: 6639172.

I took a loan against ifb washing machine on hdb financial services...

The complete emi is for 10 months starting from the date of 4/10/2019.

On 15/10/2019 i got message from hdb financial services, stating as below.

"dear cus, please note that there are charges...
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K
Kailash17
from Surat, Gujarat
Oct 17, 2019
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charging loan foreclosure penalty on mortgage loan

Address: Unit No.213, Shiv Shakti Industrial Premises Co-operative Society, J R Boricha Marga, Lower Parel, Mumbai - 400013, Mumbai City, Maharashtra, 400013

My name is kailash pingle. I had taken a mortgage loan from hdb financial services on 4th september, 2016. Loan account number - 1655988 with given last emi due date as 4th august, 2026. I have paid all previous installments with no defaulters. I paid the foreclosure amount of rs. 18, 11, 959 on 14th october, 2019. But i was charged loan foreclosure penalty of rs. 41, 554.71 (2.36% on the outstanding principal). Rbi has banned nbfcs from...
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V
Virendra Hada
from Mumbai, Maharashtra
Oct 17, 2019
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fraud

Address: Indraprasth colony, devpura, Bundi, Rajasthan, 323001

Mr, Bhagwan Singh fraud to junior employee, I have book my all business in direct, But they book my business in own their broker and earn good payout them,
When I have knowledge about this matter, I informed them, after it they unofficially prassered me to give me resigned, When I have not give resigned,
They are calling me to termination,
Then I have give resigned online,
Every month he earned good payout...
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P
Personal Loan
from Kolkata, West Bengal
Oct 17, 2019
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fraud loan racket

I would like to complain against a person whose name is [protected]@gmail.com they are running a fraud personal loan racket under the name of HDB financial . Initially they are asking to buy an insurance like they have asked to buy an Insurance from DHFL after that they are giving the date for disbursement of the loan amount on the disbursement of loan amount they are saying the insurance company is not giving any claim to their...
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D
dhawal571985@gmail.com
from Delhi, Delhi
Oct 16, 2019
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not closing my gold loan

Address: New Delhi, Delhi, 110002

My name is dhawal malik i took a loan against gold from hdb financial services, db gupta road, karol bagh.

I visited the on on 15th of october 2019 to close my gold loan by paying full amount. But they said due to some official reasons we are not accepting loan closure request and suggested me to come next day i. E 16th october. Today when i visited the branch again they told me that concerned person is not well so he is on...
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A
amareswar pattnaik
from Bengaluru, Karnataka
Oct 15, 2019
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personal loan foreclosure- excess charges by prepayment charges

Address: Bhubaneswar,HDB financial service at Jaydevvihar, Khordha, Odisha, 751002

Dear Sir/Madam,
I have take a personal loan of 2.5 lakhs in last Aug'18. As i am interested to foreclose my loan account, I have approached bank & they have submitted an advice to pay 2.15lakhs without any prepayment charges. But, while submitting the above amount by cheque, as I am transferring my loan to another financial institution, they are forcing me to pay around 10K (4% charges)additionally. Which is Not right in my view....
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V
Vikas Rav
from Noida, Uttar Pradesh
Oct 15, 2019
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complaint regarding recovery department

Address: R 2 A, 2nd floor, Main Road, Uttam Nagar Delhi- 110059, 110096

Sir/madam
This is vikas rav registered mobile number is [protected]. One of the lady from hdb department branch uttam nagar called my mother since 10th october 2019. She mentally harrased my mother and me. I told her very clearly that i will pay by 15 october 2019. But in the morning of 15 october 2019. She even abused my family and me. The lady name “ sonia “ and one her colleague abused my family badly. My mother is in depression...
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Dr. Nitin Mohite
from Mumbai, Maharashtra
Oct 14, 2019
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rejection of personal loan after cibil inquiry on the basis of tenure of stay at current address

Address: 400065

I had applied for the personal loan from HDB Financial Services last week.
I had been asked for many details (list is mentioned below) and also was asked to submit the documents, i had done all that.

Apart from documentation I they had requested below mentioned details:

Name :
Mother Name :
Wife/Husband’s name :
Address : (present) :
Address (Permanent):
Mobile...
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S
srikaran123
from Madurai, Tamil Nadu
Oct 10, 2019
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regarding full and final settlement amount

Address: Bank house, Banjarahills road no. 1,roxanapalladium, Hyderabad, Andhra Pradesh

Hello sir/madam
I am an employee of hdb i have submitted my resignation on 22 july 2019 but i'm unable to serve the notice period of 30days because no one is there to look after my 6months baby and i am ready to pay amount and i also send the f and f settlement documents to adfc division (Pay roll department) and i didn't get any reply from you so kindly do needful may id - adfc90796...
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R
Rahulgunjan
from Gurgaon, Haryana
Oct 10, 2019
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refrigerator emi not deducting

Address: Sant Nagar, burarai, 110084

Dear sir,

This is now a month i had been complaining against my loan issue. My emi has not been deducted through my account since i had visited branch in burari but no resolution has been given to me. Firstly i would like to complain for the executive i. E. Miss. Sarika working in krishna electronics as a employee. She is the one who has done our finance as i had visited so many times to that shop but no one is showing any...
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A
Advenk
from Chennai, Tamil Nadu
Oct 10, 2019
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emi collection team

Address: Chennai, Tamil Nadu, 600019

Hi team,

I have used hdb finance to bought a new mobile. Due to some shortage in amount on emi date. October month's emi missed on time. Immediately i have cleared my emi within next two days while i have received my first alert notification. But till they haven't checked their database on collection and still calling me again and again in my busy hours and asked that "when are you going to pay your emi?". So, i request hdb...
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