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Home Credit India Finance Complaints & Reviews

www.homecredit.co.in
4.3
Updated: Oct 25, 2024
Complaints 1105
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920
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185
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68
NOC for loan clearance
23
Unwanted calls on my number.
15
cibil not update post (wo) settled showing why not closed

Home Credit India Finance reviews & complaints page 16

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B
Bijit Baro
from Abohar, Punjab
Oct 20, 2020
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Unstoppable calls and harassment from HomeCredit

Address: Third floor, Tower C, DLF Infinity Towers, DLF Cyber City Phase- II, Gurugram
Website: consumercomplaints.in

Dear Sir/Ma'am, This is very sad to inform you that I took the cash loan from HomeCredit India Pvt Ltd 1 year ago. I had been paying the EMI on time but due to corona virus pandemic I couldn't pay the loan amount since March month 2020 delayed in paying the amount. Paid the one emi on October's month of Rs.6965 with 350 penalty charge on 12th October which was my emi is 6615. Daily receiving unlimited calls from company and I already tells...
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M
Maasingh
Oct 19, 2020
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Apply heavy due charges

Address: Soorsagar

Sir only 1 emi overdue because covid 19 effect september due but i pay october emi home credit apply 850 due charges why call center call per minute again and again why mentally harresing why very disturb i want avoid charges please...
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M
Maasingh
Oct 18, 2020
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Avoid my overdue emi charges se emi because I effect covid19 and I pay october emi

Address: Chandploe

Sir sep overdue emi charges avoid please because I effect covid 19 and hospitalised after I pay October emi please charges hataye to emi pay karunga apke customer boys misbehaving i record call i taken action to misbehaving my brother and call again and again...
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Z
Zameer069
from Powai, Maharashtra
Oct 18, 2020
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No Dues certificate not issued

Hello Sir/Madam,
My name is Zameer Khalid
Contract no. [protected]
Mobile no. [protected]
Email- [protected]@gmail.com

I have paid my final EMI amount of Home Credit on 07/10/2020
So they said you will get NDC in 10 days from the last payment date but now today on 17/10/2020 they are saying when I complaint about it in customer care they are saying we have taken your request for NDC and...
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M
Midhun Thangavel
Oct 15, 2020
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Need noc letter

Address: 63/4 nehru nagar sivanpuram colony mettupalayam 641301

HI sir I have cleared my phone loan and i want NOC of the same in hard and soft copy, so pls kindly provide me as soon as possible.

Contact number: [protected]

Mobile number: [protected]

Name : MIDHUN.T...
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S
shakil ahhmad
Oct 10, 2020
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Vivo y15 mobile

Address: YAMUNA VIHAR DELHI 53

Dear I am deposit my first Emi on dated 27 Feb 2020. And during thise lock down According to Delhi govt I am not deposit my March, April, may. But after this than lockdown will remove staps .I am again pay my Emi on regular time 27 on due time..this is regular time interval such as JUNE, July, August, September thise installment i am pay but the Home credit last two time fine on me August and September..1250rs And 350each months But why ...so...
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G
gk0311
Sep 27, 2020
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For excess interest charge

Address: gurugram

To,
Respected sir/madam

I have taken a loan for an amount of rs. 1, 23, 000/- having 48 emi’s of rs. 4, 595/- per month starting from 07.09.2018 till 07.08.2022 at a flat rate of interest @ 19.83 % with loan contract bearing no. [protected] dated 13.07.2018 and i have paid 24 emi’s, upon calculation rs. 48, 782/- was to be paid but rs. 67, 810/- was paid, so the balance amount of rs. 19, 028 should be adjusted in...
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G
gk0311
Sep 26, 2020
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Excess loan interest

Address: chawri bazar delhi

I have a two personal loan from home credit rs 123000 and 60000 for 48 emi
one loan 123000 i paid regular 24 emi i want close loan i call the company
but company demand approx rs 84000 . but my according 123000 loan ammmouunt intrest for 48 emi 97564
i paid 24 emi . of rs 4595 pm. then company adjust intrest first in our account and principal ammount less i said company when i paid 4595 pm i ttotal paid 110280 your 123000loan...
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P
Priya Dolorus
Sep 25, 2020
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personal loan — 7259495558

Address: Bangalore

I always paid my emi on time but this time due to covid 19 i developed health issues and still not received my salary but these people are going on continuously harassing me and calling my mother also for the same. As my mother is so not healthy i am not able to work properly because of this torture. Set 10 times mail still they don't bother....
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A
Ajung Moz
Sep 24, 2020
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multi function balcony rack/damaged and incomplete parts

Address: Gurgaon

What do i do after resolving my complaint??...
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9
99ravisingh@gmail.com
Sep 18, 2020
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i am complaint against mr raju desi home credit employee

Address: Ulhasnagar

My self ravi singh my discussion with home credit employee raju dasi loan closeing i am agree with all terms condition and i total pay loan amount. And raju dasi say with me he send u sattlment le3nd noc but he can't send me any documents after payment he can't receive my call nd msg nt rply very bad service home creadit company i am go to police station and complain against mr. Raju dasi he miss gird me....
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O
omkar lele
Sep 17, 2020
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loan interest wrongly calculated

Address: 304 matrubaug annex near kala talav tel exchange kalyan west

I have taken a loan of rs 200000 on 28.51% flat interest rate for the tenure of 48 months. I have paid 6emi. I have taken moratorium for the period of 5 months. My emi amount is 8917 as per the flat interest rate. As per the flat interest rate calculations my interest part of emi should be 4751 per month as it is flat interest rate not reducing. So my principal part in emi should be 4166 per month. I have paid emi for 6 months so my outstanding...
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P
paritosh_12
from Delhi, Delhi
Sep 16, 2020
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hit ecs without my permission for month of september 2020

To home credit chairman,

As i paritosh jaiswal as your customer need a exact clarification from your side that under which conditions your company get hit my ecs on yesterday.

As i was already held a discussion with home credit rti cell where they allowed me to make a payment in moth of last september 2020, where they get stopped my emi deductions till this month.

But your company make a hit of...
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H
Harika Gangiredla
Sep 14, 2020
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cashback not received never expected such a proforma

Hi, i have purchased an air conditioner (Daikin) on 30th march 2019 at sonovision, vishakapatnam worth 60000rs.
I have been offered cash on my hdf credit card.
I have been informed that rs 6000 cashback would get credited within 6 months of tenure.
Have given multiple reminders on the same and non of them care to resolve it. I seriously lost hope with these hdfc credit card guys and the mannerism was always sarcastic.br...
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M
manishagutte
Sep 13, 2020
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personal loan changing 3 time interest

Dear consumer affairs team - need require your attention

Loan contract number - [protected]

I took out a loan of 1, 42, 000 in june-2019. When i took the tenure of 42 months at interest 28.80. I was paid emi for the month of may-20 and jun-20. Due to which i have taken moratorium policy.

I called home credit customer care to check my outstanding loan balance. They have informed me that load tenure...
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G
Goundla Tulasidas
Sep 11, 2020
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my contract number 4001751109, my loan tenure 36 months, but home credit app showing 43 months

Address: Miyapur HYDERABAD TELANGANA 49

My loan tenure 36 months, but home credit app showing 43 months wrong showing there. I need explanation about my loan tenure asap, your people are doing timepass with customers. I will give to complaint rbi, please clear my issue asap.

Regards:
G tulasidas goud....
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Y
Yogesh Shikare
from Dhule, Maharashtra
Sep 5, 2020
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Loan not closed

Address: Pune
Website: www.homecredit.co.in

I ve taken loan and paid the last 2 emi deley due to lockdown. Finally I settled loan. Still over due and delay charges showing pending. Already I got settlement letter. Now 1 moth completed and loan not closed and they reported to CIBL emi not paid.
Now my CIBL decrease and there collection team calling for remaining amt. I have contacted several times and send mail but no response....
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benny jedidian
Sep 5, 2020
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covid moratorium, interest changes and emi tenure change

My contract id is : [protected].

I have taken a loan of rs 90000 for a tenure of 48 months at interest 28.80. I have taken moratorium for only 2 month for the month of april and may (Ie., 2 months).

Now they are charging me moratorium interest for 3 months, and see that the loan period is increased to 63 months which is insane and i could see that the principle amount is increase to rs 99463 with out my consentbr...
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T
Taranjeet 18
Sep 2, 2020
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Fraud , scamming company

My loan number : [protected], i used emi moratorium service for only 4 months during covid 19 crisis, still these scammers are adding the moratorium charges in the principle amount & is calculating the rest of EMIs on the new loan amount with increased rate of interest on which i never agreed.

I spoke to so called floor manager dheeraj, who was unable to explain the charges.

This is unlawful to charge recklessly...
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A
AmanSrivastavaK
Sep 2, 2020
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Loan Foreclosure Amount

Hello Sir/Mam,
I have taken two loans from home credit india finance. 1st one is of 1, 10, 000 and 2nd one is of 43000. For first loan my emi is 5188 per month for 42 months and for 2nd it is 2050 for 42 months. I have already paid 25 emi for 1st and 17 for second.
But still when i asked them about Foreclose amount they are asking for 75888 for first and 38675 for second. Which is too high and they did not inform me about...
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