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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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H
HDFC employee
from Mumbai, Maharashtra
Jun 22, 2016
Resolved
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Resolved

Address: Mumbai City, Maharashtra, 400056

HDFC BANK has charged 4862 INR amount on my saving accounts at once for nothing. I need my 4862 INR credit in my account. I was getting statements on 0 INR balance. Which are those charges that can't be specified in statement?

In 2013, HDFC bank has adjust my travel reimbursement bill though my PF credit without my permission. When in 2014, I have applied for PF amount. it was already being withdrew from HDFC bank to settle my reimbursement bills.

It is not new to me that HDFC bank has unfair policies for employees and customers. but, I am victim again. I would request you to look into this matter.

Screenshot attached. Closing Balance is 4863 INR. But, I can't withdraw it.

Thanks
+1 photos
Aug 6, 2021
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Dear Customer,

Request you to provide us your customer Id, details of charges & registered contact details by writing us a mail at [protected]@hdfcbank.com mentioning reference Id TTU[protected] in the subject line. The concerned department will get back to you for assistance.

– Bejoy
HDFC Bank Customer Assistance
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    Sachin Aherwal
    from Mumbai, Maharashtra
    Jun 22, 2016
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    Recovery Agents

    Address: Jaipur, Rajasthan, 302019

    It has been 3 months I am unable to pay my credit card bill however I am trying to pay it ASAP, Intead of taking legal action HDFC bank Recovery Agent Bharat keep calling me again And again, Coming at my home and harrasing my family and me shouting on us on regular Basis, my Family and I suffering from financial crises as my Father got Expired recently because of chronic deasease there is too much load of hospitals and medications bill on...
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    chat2amit
    from Gurgaon, Haryana
    Jun 22, 2016
    Resolved
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    Address: 122017
    Website: HDFCBANK.COM

    This is harassment that I have to retype this issue...

    Regarding charges of 5.75 on 21st June for Imps in my customer Id 5089771.
    This is completely wrong as I have never done any IMPS and made a clear choice of doing NEFT, this is not ethical by Hdfc bank. I will have to close my account report this error to RBI if HDFC charges wrongly and unethical like this.
    RBS bank is converting its salary account and giving us option to convert our salary accounts to hdfc and Standard chartered bank..
    i will make your i advice my friends not to open or keep relation with hdfc bank which is a fraud


    How can HDFC BANK convert my NEFT TRANSACTION to IMPS and without my approval charge for it., ..
    i am disappointed (with my other banks like indusind bank and IDBI bank offering me free fund transfer option) why should I not close my account with HDFC BANK..This is a fraud bank. And leave no chance to behave unethically...

    If you do not resolve this within 2 days...
    I will see this as a fraud not accepted and resolved by HDFC and close my 10 years old account with HDFC;

    AMIT
    [protected]
    Aug 17, 2017
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Jul 11, 2017
    HDFC Bank Customer Care's response
    Dear Customer,

    Request you to write to [protected]@hdfcbank.com along with your complete issue, transaction / charges details, account/customer Id and registered contact details. Please mention Ref ID-TTU[protected] in the subject line for me to track your mail and assist you better.

    -Anay
    HDFC Bank Customer Assistance
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      tanu91
      from Ahmadnagar, Maharashtra
      Jun 24, 2016
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      Address: Raigad, Maharashtra, 410203

      Online payment has be done on 16/06/16 to my policy 16910037 nearly 11 55.am but money is deducted from account while taking receipt it is showing payment is not made. The account number to through payment made is[protected] .The Ecs the policy is connected stop to Chang the account number .
      please do the needfully as soon as possibly
      thanking you
      HDFC Bank customer support has been notified about the posted complaint.
      Jun 27, 2016
      Updated by tanu91
      Hdfc account no [protected] the amount is deducted from this .As per amount deducted go to policy number 16910037 and Atm slip the code SID is showing
      Jun 27, 2016
      Updated by tanu91
      Hdfc account no [protected] the amount is deducted from this .As per amount deducted go to policy number 16910037 and Atm slip the code SID is showing
      Dear Customer,

      Please mail us at [protected]@hdfcbank.com from your registered email id with the correct 14 digit HDFC Bank account number from which the payment has been made, for further assistance. Kindly quote the ref iD TTU[protected] in the subject line.

      -Anay
      HDFC BANK Assistance
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        K
        Kopal Agarwal
        from Pune, Maharashtra
        Jun 22, 2016
        Resolved
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        Resolved

        Address: Mumbai City, Maharashtra, 400053
        Website: www.hdfcbank.com

        I had got a call for car loan after I applied for the loan through the website. i was told that the bank does not offer a 7 years car loan. Due to this, I had to go to SBI to take a loan. Today when I went to the branch, I was told that the bank provides a 7 year car loan. It is extremely wrong on the employees part, i was forced to go to SBI. Please get back if such a loan can be refinanced. no. [protected]
        Aug 6, 2021
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Dear Kopal,

        We request you to write to us at [protected]@hdfcbank.com with the following details to enable us to check and revert to you:
        Loan Application Number, Complete Name of applicant, Date of birth (as provided in Loan Application form), Correspondence address with Pin code ( as provided in Loan Application form), Loan amount Complete details of the official / branch whom you coordinated with for the loan. Kindly mention reference Id TTU[protected] in the subject line so that we can assist you further.

        - Bejoy
        HDFC Bank Customer Care
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          N
          Nikks2709
          Jun 22, 2016
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          Address: Ajmer, Rajasthan, 305001
          Website: hdfcbank.com

          I have been a loyal HDFC customer but due to recent event I have decided to close my associations with HDFC. I have been looted by HDFC credit card regalia and have been debited 2875 rs without my knowledge as renewal fees.I was upgraded to this card and they confirmed there wont be any renewal fee. Last year they did not deduct any fees and this year without my knowledge i can see the money deducted.I condemn this practice and this is cheating the cutomers. Can you look into this urgently?
          Aug 6, 2021
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Dear Customer,

          Kindly mail us at [protected]@hdfcbank.com with credit card number, details of charges and registered contact number mentioning reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

          -Natasha
          HDFC Bank Customer Assistance
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            G
            GauravRicha
            from Delhi, Delhi
            Jun 21, 2016
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            Resolved

            Address: Gurgaon, Haryana, 122001
            Website: www.hdfc.com

            Could you please help us as earlier we have already paying our bills on time but after some time we have lost our card and we don't have any idea who has made transaction by it. Bank has sending me continuously emails and calling me also. And on every call i explained that i am not using this card please block it no action was taken against it but they are just adding the late charge+ tax and all and send me email with increased amount every time. Now they make my amount to 42, 000 which i haven't used so why should i pay. I also don't want to cheat i am using other bank credit cards also and paying their bills on time then why i didn't do for that. Do the needful and try to restrict them to send me such type of email and calls.
            Aug 6, 2021
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Dear Customer,

            Regret the inconvenience. Request you to mail at [protected]@hdfcbank.com with customer Id, credit card details and registered contact number. Kindly mention reference Id TTU[protected] in the subject line so that we can assist you further.

            -Natasha
            HDFC Bank Customer Assistance
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              B
              Bagish Jha
              from Delhi, Delhi
              Jun 21, 2016
              Resolved
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              Address: 110092

              I am using a credit card of HDFC bank. For the past 3 months they are charging me more as minimum payment.
              Twice on complain, they reversed the late fee and overlimit fee.
              Still somehow they have increased the minimum pay so as to make me pay more.
              I am tired of calling them. The customer care people hung up the call twice without resolving the issue
              Aug 6, 2021
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Dear Customer,

              Kindly mail us at [protected]@hdfcbank.com with credit card number, details of charges and registered contact number mentioning reference Id TTU[protected] in the subject line so that concerned department can look into your issue.

              -Natasha

              HDFC Bank Customer Assistance
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                K
                Krishan Hanz
                from Mumbai, Maharashtra
                Jun 21, 2016
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                Address: Haridwar, Uttarakhand, 249407
                Website: calling service

                Sir,
                Recently i have opened a Demat account to trade in some securities. since i am very much new to this so i was continuously trying to understand this day after day.
                It had not been more than ten days of my learning and your team members called me n number of times for the activation of various number of services amounting 1750 inr 599 inr and soo on..
                Mr. Ankur Singh from your side had called me and in spite of my denial to activate the sms service, he convinced me with his own tactics for activation of the service which they people are really good at.
                before i could i have completely understand what this service is all about and though i denied at once and twice that i don't need this service, how dare Mr. Ankur Singh compelled me and explained me about the activation of that service ? Does he want to exploit the innocent customer ?.
                I called and registered a complaint about my refund of the amount and my complaint number is 264788.
                In spite of such complaint they didn't take any appropriate action yet except their continuous rotten statements " we can not refund the amount", and moreover Mr. Ankur called me to replay my first call recording.Ii am amazed to see i was only able to hear Mr. Ankur's voice not mine and i assure you that if you listen the recording you will find me twice denying for activation of that service.
                My trading account number is 2797277
                Name Krish Hans
                C 6DI9274598
                amount deducted 2022 INR
                I humbly request you to refund the deducted amount as soon as possible else close my HDFC trading, saving and demat account right away. I cant bear such deduction that too unnecessarily.

                krish hans
                HDFC Securities customer support has been notified about the posted complaint.
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                  V
                  Vineetbawa
                  from Savantvadi, Maharashtra
                  Jun 21, 2016
                  Resolved
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                  Resolved

                  Thankfully i dont have any credit card of hdfc on my name.

                  One lady is continuously calling me and all my contacts and tarnishing my public image for want of contact details of my brother, which are already available with them and i too have provided the same to them.

                  My agony is why should that lady contact all my contacts and tarnish my image as i donot have any financial relationship with hdfc bank.

                  I want to file a case in consumer court for un necessary harasment and tarnishing my image.

                  Does the bank own any responsibilty of such mis-conduct. Why at first place you should give credit cards to complete your targets and then harass the entire circle.
                  Aug 6, 2021
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Dear Customer,

                  Regret the inconvenience. Kindly share with us phone number from which you have received calls & your contact details by writing to us at [protected]@hdfcbank.com mentioning reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

                  -Natasha
                  HDFC Bank Customer Assistance
                  The telecaller is calling from various different mobile numbers, I could retrieve only two numbers, which are as mentioned under :

                  [protected]
                  [protected]

                  The tellecaller is calling my contacts with false identity of ICICI Bank.

                  This is very Strange and UNthoughtof Kind of incident. You are not only defaming me but ICICI Bank also.


                  Please refrain from such unfair practices.

                  Regards,

                  Vineet
                  Dear Sir,

                  We confirm you that, the call you have received has not been made by ICICI Bank. ICICI Bank never asks personal, account or financial information from the customers. Please do not reveal your financial details or passwords to anyone. We request you to write to [protected]@icicibank.com with your contact details incase you receive any such calls. Further, we have made a note of the mentioned contact number and will get it investigated.

                  Regards,
                  ICICI Bank Customer Service Team
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                    S
                    sree157
                    from Hyderabad, Telangana
                    Jun 20, 2016
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                    Address: 500055

                    My Name is Sreekanth I have applied for Credit card from Hdfc exactly 11Month back but it was disapproved with some reasons.

                    We believe that you deserve to have a hassle-free banking experience with HDFC Bank. Therefore, to ensure that you are aware of your Credit Card application status, we have introduced a simple process to track the progress of your application.
                    Application Reference Number
                    [protected]S3
                    Status
                    DISAPPROVED
                    Remarks
                    DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY.

                    After so many email follow up with the customer care department i got to know that there was calculation error in the attached paylips. If so they could have recheck the documents because error was happen from my company accounts team there was deduction of 6000/- for which they have dedcuted amount and not shown in deduction tabel. that was an calculation error. for which HDFC bank services has placed me some black listed in some common bank portal where every bank check before issueing and loans or credit cards, because of this issue i am not able to apply and personal loans or credit cards with HDFC or other banks.

                    But still i am following up customer care people keep on sending emails that we can not process your credit card where as i am not requesting them to process i am just requesting them to recheck the documents or re-verify with my company about the error happen, My company it ready to submit any documents for the error.
                    Aug 6, 2021
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Dear Customer,

                    Kindly mail us at [protected]@hdfcbank.com with complete name, address, city of residence, credit card application number and contact number mentioning reference Id TTU[protected] in the subject line. The concerned department will get back to you for assistance.

                    -Natasha
                    HDFC Bank Customer Assistance
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                      P
                      Prasso
                      Jun 20, 2016
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                      Address: Pune, Maharashtra, 411038

                      Hello Team, I have escalated an issue in regards to one of the HDFC employee Mr. Sourabh Srivastav who was very arrogant, rude, unprofessional, impolite, uncultured, uncivilized and very arrogant while talking to me. I have escalated the issue to the Principal Nodal officer however it seems that he's hatching eggs over it. The reference number is [protected]. I have also mailed the issue to Parag Rao, Aditya Puri etc. Nobody has cared to contact me. Mr O.P Raghavan told me today that somebody from the Snr.Mgmt will contact me. Nobody cared to contact? What kind of business/bank you are guys are running. Dont you guys care for the customers? No wonder Mr. Sourabh Srivastav said what will happen you escalate to MD, CEO etc. Nothing will happen.
                      HDFC Bank customer support has been notified about the posted complaint.
                      Dear Mr.Sonone,

                      We are fully sensitised to your query raised with regard to your credit card and you may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. For any further clarifications, The reference number for this interaction is [protected].

                      -Natasha
                      HDFC Bank Customer Assistance
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                        A
                        apmohindru
                        from Delhi, Delhi
                        Jun 20, 2016
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                        Address: 110076

                        This refers to a phone call received on the 29 april from one manish malhotra m#[protected] introducing from hdfc life and convinced to buy a life policy classic assure and the moment bond is issued you can avail 100% loan on the fully paid amount after paying 1st instalment.
                        Later on the 03 may 2016 ms. Pragya batra came into picture calling us several time to convince that the offered scheme is 100% authentic from the m#[protected] and persuaded to us buy the classic assure policy.
                        Later arun aggarwal came into picture on the 03 may 2016 stating himself as the fund manager and person concern to release and sanction the loan amount against the policy once purchased.
                        Later amit called on 03 may 2016 from m#[protected] to verify my details for accurate issuance of the said policy.
                        The policy was duly purchased on the 07 may 2016.
                        The policy document was duly received on the 19 may 2016.
                        Later on the 24 may 2016 arohi gupta called from m#[protected] to verify personal details and receipt of the original bond.
                        Then after 2-3 days we started calling pragya batra and arun aggarwal who took my bank details for the funds transfer which never happened till now and their phones were non responding several sms messages were sent but all in vain and all are intact on my cellphone as an evidence.

                        A great surprise on the 16 june 2016 at 17:15 hrs we received a call from arun aggarwal to check whether the funds have come to my bank account on the pretext of checking if i have not lodged any complaint of them.

                        A great planned scam by all the above involved to be fool people just sell the policy and to meet their targets or whatever.
                        Beware of these kind of people and their acts be it a male or female.
                        HDFC Life customer support has been notified about the posted complaint.
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                          P
                          Prashu Ediga
                          Jun 20, 2016
                          Resolved
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                          Resolved

                          Address: Hyderabad, Andhra Pradesh, 500081
                          Website: www.hdfcbank.com

                          Hi,

                          I have paid for kurnool municipal corporation.
                          http://kurnool. Emunicipal. Ap.Gov.In
                          The amount was debited from my account. But the transaction was not successful. I could still see that the tax is not paid.
                          I have selected debit card as my payment mode.
                          Card no:[protected]
                          Can you please raise a complaint and let me know when the amount will be credited back
                          Ref no of transcation :[protected]
                          Account details:[protected], hitec city
                          Let me know if you need any other details
                          +1 photos
                          Aug 6, 2021
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Dear Customer,

                          Your email has been received vide ref id[protected]. Our team will investigate in the matter and revert to you in 3 working days. Request your patience in the interim.

                          -Natasha
                          HDFC Bank Customer Assistance
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                            A
                            ArunPandey3101
                            Jun 20, 2016
                            Resolved
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                            Resolved

                            Address: 700091
                            Website: www.hdfcbank.com/smartbuy

                            Hi,

                            I have booked 2 flight tickets from smartbuy HDFC in January 2016. Due to personal problems I had to cancel my flight tickets. I cancelled it in 2 days advance. As per policy my 2000 INR has to be deducted and the remaining amount should be deposited to my bank account. The smart buy customer care said that they have initiated the transaction. But I am yet to receive any refund ammount . I am following up with customer care daily but there is no update. The customer care number is also not toll free and I am payin more than 50 INR as they are putting my phone on hold. I am yet to receive 6.6K, as my refund ammount but there is no update.


                            Order ID- [protected]
                            Order ID- [protected]

                            Request your help.

                            Thanks and Regards
                            Arun
                            Aug 6, 2021
                            Complaint marked as Resolved 
                            Dear Customer,

                            Regret the inconvenience. Request you to mail at [protected]@hdfcbank.com with customer Id, transaction details and registered contact number. Kindly mention reference Id TTU[protected] in the subject line so that we can assist you further.

                            -Natasha
                            HDFC Bank Customer Assistance
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                              M
                              mahesh yadav 89
                              from Gurgaon, Haryana
                              Jun 20, 2016
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                              Resolved

                              Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

                              Please explain about my last emi transaction which is closed by merchant full amount reimbursed by merchant and i already paid an emi i want to know where you adjust my access paid amount . I called in your customer care but your executive hold my call for 30 minutes and after that he cut my call.
                              If You are unable to give a better service then why you committed for this.
                              Aug 6, 2021
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Dear Customer,

                              Kindly write to us at [protected]@hdfcbank.com with credit card number, transaction details, registered contact number and your exact issue mentioning reference Id TTU[protected] in the subject line to assists you further.

                              -Natasha
                              HDFC Bank Customer Assistance
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                                Y
                                yatingandhi1
                                from Kolhapur, Maharashtra
                                Jun 18, 2016
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                                Address: Rajkot, Gujarat, 360007

                                I have my as well as my family members saving bank accounts (preferred customer) with HDFC bank since long. Due to pathetic services of Mr. Bhavesh Nikola, HDFC rep assigned to my family members account, two years back I decided to close all my family members bank accounts, but with request from Branch Manager Mr. Jigarbhai Mankad and repeated assurance from Bhavesh Nikola I continued relationship with the bank. But all promises failed and finally in October 2015 I requested to close all my family members accounts. I requested time and again for closing my accounts but efforts were futile. Being CFO of Rajkot Nagarik Sahakari Bank Ltd. I used my banking contacts with HDFC Bank people and they tried to resolve the matter but nothing happened. I got SMS reply Bhavesh Nikola that he will close all my accounts, this never happened so far.
                                To my surprise now I am seeing all my family members bank accounts status of Preferred Customer is removed and there are one or another charges started debiting in the bank accounts. I called up Branch Manager Mr. Jigar Mankad for that almost one month back. He said he will check the things and come back to me, he too has not tried to contact so far.
                                Kindly do the needful first to reverse all charges and close all my family members bank accounts at the earliest and oblige.
                                List of my family members accounts are given hereunder;
                                1. Yatinbhai Dhirajlal Gandhi Account No.[protected]
                                2. Sushilaben Dhirajlal Gandhi Account No.[protected]
                                3. Leena Yatinbhai Gandhi Account No.[protected]
                                4. Jeet Yatinbhai Gandh Account No. [protected]
                                5. Mahi Yatinbhai Gandhi Account No. [protected]
                                6. Yatin Dhirajlal Gandhi - NRE Account No.[protected]
                                HDFC Bank customer support has been notified about the posted complaint.
                                Dear Customer,

                                We understand that our official Mr. Bhavesh Nikola contacted you in this regard. Further, we understand that you will be meeting him to discuss the same.

                                -Bejoy
                                HDFC Customer Care Assistance
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                                  Urmila sanghi
                                  from Coimbatore, Tamil Nadu
                                  Jun 18, 2016
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                                  Address: 641001

                                  Dear sir,
                                  For your kind information that on[protected], i purchased a draft of rs. 50/- from your bank`s branch at r. S. Puram at coimbatore.

                                  Branch rtgs/ifsc code is hdfc0000269.

                                  I want to bring your kind notice that i have been told by your bank staff (Niranjana and pushpa) that we will not make dd by paying cash payment and they refused to accept cash for making d. D..

                                  I made argument for this too but they forced me to go back and get a cheque for d. D. (My sb account no. Is xxxxx[protected]

                                  Sir, my simple questions is that under which rule bank has denied to accept cash for dd while it was of a very small amount?

                                  As per my knowledge bank can made dd until rs. 49999/- by cash and even more than that amount by providing pan card detail.

                                  If there is any rule of this type by rbi, kindly provide me a copy of that.

                                  If not, then give me a satisfied clarification/answer for it otherwise i reserve my right to take legal action against your bank and concerned staff.

                                  It is small example that how bank staffs are treating to common public.
                                  Regards,
                                  Umashankar
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Dear Customer,

                                  We request you to share your concerns, registered contact and account details at [protected]@hdfcbank.com with ref id as TTU[protected] in subject line. We will connect with you once we look into it.

                                  -Bejoy
                                  HDFC Bank Customer Assistance
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                                    G
                                    Gautam_Tripathy
                                    from Delhi, Delhi
                                    Jun 18, 2016
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                                    Address: 110092
                                    Website: HDFC BANK LTD.

                                    I am the customer of HDFC Bank since last three years. I have experienced very unprofessional services from the bank. Several time they deduct amount from my without giving any proper reason and the most unbearable thing is that customer care executive transfer me to home branch whereas the executives of the branch suggested to contact phone banking.
                                    Recently Rs. 28.75 has deducted thrice from my account and the whole story repeated once again as mentioned earlier. A complete torture.
                                    +1 photos
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Dear Customer,

                                    We would like to inform you that when you use your HDFC Bank Debit Card at other Bank ATMs within / outside India or at a merchant outlet outside India, and the transaction gets declined due to insufficient funds, the chargesof Rs. 25 per transaction (plus taxes) are levied.

                                    -Bejoy
                                    HDFC Bank Customer Assistance
                                    you guys deducted 28.75 six times in a day i.e. Rs 172 on 29 Nov16 for no reason... cuz i haven't withdrawn any cash from ATM from last 2 weeks... just concluded cash transfer to other HDFC Ac and that through from your App...what the hell wrong with you why you guys cheating on us... bother to reply? guess no... cuz you're one coward bank of all.
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                                      Partha Pal
                                      from Delhi, Delhi
                                      Jun 18, 2016
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                                      Address: Gurgaon, Haryana, 12001
                                      Website: www.hdfcbank.com

                                      Dear Sir / Madam,

                                      I have the credit card of HDFC bank ([protected]) and would like to settle the same due to some financial issues. I am following up with the bank continuously, since the last two months and even after continuous follow up bank is continuously misguiding me and lingering the issue unnecessarily. I had approached the HDFC branch in Sector 21 to discuss on the same and the only information received from their end is everything is controlled from back end and nothing is possible from their end and they can’t even share with me the mail id of the customer service. I have sent several mails please find the details for the same given below.

                                      Reference Number of Complaint Mails:
                                      • [protected]
                                      • [protected]
                                      • ESC00006514

                                      More details for your reference:
                                      Credit Card Number: [protected]
                                      Outstanding Amount: 86844.68 (As discussed with customer care as on date:[protected]

                                      Finally yesterday on[protected] I received a call from HDFC Kolkata (Number: [protected]) and the lady called me was continuously forcing me to pay the minimum amount due and asking me to continue paying the interest. When I told her that I would like to settle she told me that it’s not possible now and I need to wait for more than 2 months for the same i.e. again I need to pay the interest unnecessarily. Earlier I had received the call from HDFC regarding the settlement and that time when I asked them for settlement from Gurgaon the person told me that it’s not possible and the same needs to be settled from Kolkata only. But the lady, who called me on 17th Jun told me that the person, who called me earlier, had given me the wrong information (i.e. the same can be settled from Gurgaon also). When I told the lady that from next month onwards I would stop paying the amount she behaved rudely and told me you can do whatever you want. But when I told her that I need to approach the consumer court then she told me that I would talk to the management regarding this and dropped the phone without intimating any timeline.

                                      Kindly take immediate action to settle the same before next month’s bill generation and everything needs to be settled from Gurgaon only. I would also like to terminate the relationship with HDFC immediately.
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      I have already deactivated my card. Kindly take necessary action to settle the same immediately.

                                      Regards,
                                      Partha Pratim Pal
                                      Dear Customer,

                                      We are looking into the issue and will respond to you through e-mail reference number[protected] within 3 working days.

                                      -Anay
                                      HDFC Bank Customer Assistance
                                      Hi,

                                      Today one lady from HDFC bank called me from no. [protected].I explained her the issue and the only thing she was saying settlement is not possible and her behavior is very rude and not at all listening to me. Then when I asked her about the way out to resolve the same, she told me to wait for two more months which means again interest will be charged on the outstanding amount. Even after saying several times that I am having some financial crunch still the bank executives are putting me in a deadlock situation to harass unnecessarily. I also explained her that, earlier while I was called for settlement the person who called me was least knowledgeable and he told me that settlement cannot be done from Gurgaon since the card has been issued from Kolkata. Where as the lady is saying that settlement can be done from any location. There is so much of communication gap between the office staffs and they are not at all aware of the policies also. The only thing the bank executives can do is misguiding the customers and harass unnecessarily.

                                      One more point I would like to highlight is I had some around 13000 reward points in the card. While I had taken the card 7 years back the representative told me that the reward points can be converted to cash whereas last Saturday while I had called the phone banking service the representative told me that cash conversion is not possible. So 20th I had booked one item with my reward points of around 9000 and rest point was pending. The most interesting part is while today i.e on 21st I checked the balance the outstanding balance become zero. And I am also not sure whether I will get the item booked by me or not.

                                      While issuing the card the representatives will continuously followup and will give some false commitments. But once the customer gets trapped harassment gets started.

                                      Please take necessary action to settle the same, since I would like to end the relationship with HDFC Bank immediately and in near future I would not recommend anyone to use this HDFC credit card. Now after this issue I am thinking to close my savings a/c also. Kindly look into the issue on urgent basis and fix the same asap. As already stated earlier, if it's not get settled within this month I will stop paying the outstanding credit card amount.

                                      Regards,
                                      Partha Pratim Pal
                                      Mob: [protected]
                                      Dear Sir/ Madam,

                                      I don't know what HDFC is actually doing in the back end in the name of settlement. Unnecessarily they are creating unnecessary burden and opting out different ways to harass the customer. Today morning[protected] I just logged into my net banking a/c and found an outstanding amount of Rs.2586.24 is showing under the unbilled transaction, though I am not using my credit card for more than last 4 months.For clarification I had given a call to the call center, but they are saying that they don't have any information also, since the Central team is looking into the matter. When I asked her to register a complaint she denied to take the same, since central team is looking into the matter. After all these series of incidents I am forced to say really HDFC is a hopeless bank with it's hopeless services it provide to it's customers. While issuing any products they used give false commitments unnecessarily, which they can't achieve till end and the outcome is customer harassment. Now I am even thinking of closing my savings a/c also which I am holding since last seven years.

                                      For your reference please refer the screen-shot also.

                                      Thanks & Regards,
                                      Partha Pratim Pal
                                      Mob: [protected]

                                      Horrible service from hdfc bank and unnecessary consumer harassment - Comment #2481746 - Image #0
                                      Giving all sorts of nonsense excuses and providing information already known to me. Instead of providing the clarification of the asked query. Unnecessarily adding the amounts and creating the burden for the customer.

                                      Regards,
                                      Partha
                                      Again it has been proved HDFC, a hopeless bank with a bunch of hopeless customer are executives, having no information and a very casual sort of behavior with the customers. No way has been sorted out for settlement by the bank, but when customer is trying to repay back the outstanding amount instead of getting cooperation, customer is misguided continuously. Yesterday, '[protected]' i had made a payment of 41, 800 rupees against but whenever I am calling the customer care care center they are saying the system will be updated soon and after continuous followup I called them on 3rd they told me that the system is shutdown for maintenance.

                                      First of all getting a chance to talk to the customer care executive is a time consuming process and unless and until you are getting the line you need to wait and the calls are chargeable. This bank finds every ways to charge unnecessarily to the customer and if the customer doesn't checks the bill then he will be in the trap of the bank.

                                      I would not recommend anyone go for any sorts of relationships with this bank because this bank always find out ways to fool the customers with all sorts of fraudulent transaction which are not been done in real life. So I would suggest everyone to be aware of this bank, HDFC.

                                      Regards,
                                      Partha,
                                      Mob:[protected]
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