ICICI Bank Complaints & Reviews

ICICI BANK CHEATER BANK HAI. JAB RBI PLR BARHATA HAI TO FATA- FAT INTEREST BARHA DETA HAI. LAKEN JAB PLR KAMTA HAI TO INTEREST KAM NAHI KARTA HAI. JAB KI SARE GOVT. BANK NE INTEREST KAM KAR DIYA HAI PHIR BHI ICICI BANK KA INTEREST AAJ KI DATE ME 13% LE RAHA HAI. YEH LOOTERA BANK HAI. CHOR HAI .

ICICI Bank's Unfair Home Loan Floating Rate Policy
http://www.petitiononline.com/bagla27/petition.html

In India there is no strict in law, laws are there to break not to follow, if this words as been read by any responsible person, they should take an action, to earn a ruppe 2day its very difficult but 2day peoples does day time robbery in front of everyone, RBI should get very stict norm for this kind of peoples, atleast by then our India will improve better

my two vehicle no AP 28 BD 9621,

I WANT LOAN DETAILS & COMPLETE STATEMENT OF LOAN A/C.


CELL:: [protected].

my two vehicle no AP 28 BD 9621,

I WANT LOAN DETAILS & COMPLETE STATEMENT OF LOAN A/C.

i want my two wheeler loan a/c my vehicle no. AP28 BD 9621.

SO,
I want complete statement of my loan a/c.

i want complete statement of my two wheelar loan a/c no -LTDEL[protected] My vehicle no is -DL-9SM-9056

i want my two wheeler loan statement, my vehicle no . MH-03 AG 5790

my two vehicle no AP 29BB 4946,

I WANT LOAN DETAILS & COMPLETE STATEMENT OF LOAN A/C.

I want to my registration number & bank Statment of my two wheelar loan my a/c no :14350 in sarswat bank palghar branch & my bike chasis no.ME4K 366K78052831 & Engine NO JC36E 9113718, COLOUR, =BLK&RED, VEHICAL :HONDA SHINE DRIVE SELF,
Bike Owner Name: Kundan Shantaram Gharat.
I yet not reive my bike registration no.

please kindly reply me

thanking you

I need a complete loan account statment. My loan account no
id LTCVT[protected]

2years ago i need to my two wheeler loan account detail.my loan account number is LTMDU[protected]

Despite my completion of Two Wheeler Loans loan of lan no-LTBOU[protected] i am not getting my NOC of the said loan.

Please send me my two wheelerloan track update.my two wheeler No AP28 AP 9345.

i want my loan account statement in my email. i have not received the statement till by post. so kindly send it on my email id

I need a loan a/c Statement my laon a/c # is LTBNG0000A393965 kindly send the statement to my e-mail id.

Kindly do the needfull

Thanking you,
Venkatesha

my two wheeler loan a/c No: LTCHE [protected], i request you to send loan completion statement and no objection letter to my eamil id. my mobile No: [protected]

please issue a loan statement from the opening till date because i haven't received a single statment yet. my bike no is MH-20-AZ-9819 and my mobile no is [protected].my new no is [protected] please contact me else send me statement thanking you .

i want complete statement of my two wheelar loan a/c no -[protected]

my two wheeler loan a/c No: LTCHR[protected], i request you to send loan completion statement and no objection letter to my eamil id.

My Icici Loan account number is LTCBT[protected] for two whealer . I would like to have my loan amount and statement till date

Plz Send me A/c Statement Start to end A/c No.: LBPUN[protected]

my bike number TN45 AK49213 My loan account full detail send me my mob number [protected]

WANT LOAN DETAILS & COMPLETE STATEMENT OF LOAN A/C.


my vechile number tn 45 ak 4923

Please send the statement and vechile number is KA 03 HB 6486

#6, 4th Cross, Vivekanada Street, Behind Tin Factory, Udaynagar, Bangalore - 16

Hi,
I have taken two wheeler loan with ICICI. Vehicle #KA 02 HA 8139. The EMI amount is getting deducted every month from my HDFC A/c. The loan period is 1.5 yrs. I don't know the loan a/c #. I have not received any a/c statements till now. Could you please send the details of when the loan is getting closed and due EMI.

Thanks
Praveen

Dear Sir,

My cousin Harshal Vijay Bhosale had purchased two wheeler from you. His LAN No. is LTMUM[protected].

Please send us the detailed repaymemt statement till date at the earliest.

Thanks.

Tanpure

Respected sir,

sir my name is anand a. mishra
my two wheeler registration no GJI1 FR 5855
sir this ECS 05.05.09 but bank are closed of present day
and my a/c. in the not sufficient balance
so sir please not return ecs
sir pls. collect cash payment urgently before due date.

I need a loan a/c Statement my laon a/c # is LTCHE[protected] kindly send the statement to my e-mail id.

Kindly do the needfull

Thanking you,
D.UDAYA KUMAR
[protected], [protected]

I want complete statement of my two wheelar loan a/c no-LTBNG-[protected].


Pls do needfull,


Bestregards
Krishnappa.M

I want statment of my two wheeler loan my vec no ka 51 J 2512 & ALSO ALREADY COMPL ALL PAYMENTS

I WANT LOAN DETAILS & COMPLETE STATEMENT OF ICICI LOAN A/C.
FOR MY TWO WHEELER...

VEHICLE REG NO : TN-07-AM-2584
BAJAJ DISCOVER

kindly send the statement to my e-mail id.(barkath.[protected]@gmail.com)

Kindly do the needfull

THANKS

i want my two wheeler loan account closing amount my account no is LTHYD[protected] MY VECHILE NO IS AP 10 AK 9671 PLEASE KINDLY SEND IT TO MY MAIL ID

Please send me my two wheelerloan track update.my two wheeler No UP 14AL 1543.

I request you to send loan completion statement and no objection letter to my eamil id. my mobile No: [protected].

ICICI — two wheeler Registration not done yet

dear sir,

i have purchased Bajaj Discover vehicle through icici two wheeler finance. my finance account no.LTTRU[protected]. my vehicle purchase date[protected]. i have submitted all the documents which is required for registration. but these fellows are not doing my vehicle registration. i went many times to sri ram enterprises, tirupati. where i have purchased the vehicle. i asked about my registration there that fellow named mr.raju is saying that we have not yet received our money from icici bank. you go and get me the details of payment. then only we give your papers for registration other wise give our vehicle to us.

but i am paying regularly my monthly emi. i walked many times to icici bank , tirupati branch. no body is responding.

it is getting very very late.

please look into the matter and do needfull. and take necessary action against sri ram enterprises and icici bank.

thanks&regards
m.venugopal,
Tirupati
[protected]

Dear Mandala,

We're sorry to hear about your experience with us. We'll contact you and work to address your issue.

Regards,
ICICI Customer Service Team.

i need my two wheeler loan statement loan num(LTATR[protected])

I need a complete loan account statment. My loan account no
id LTAMT[protected]

ICICI Bank Two Wheeler Loans — Refund of PF amount

I am Prashant. S. Hiremath from Chikodi ( Karnataka). I do have worked for ICICI Bank Two Wheeler Loans' Sales Executive for 3years i.e.[protected] to[protected] for Belgaum District ( Karnataka).
I have sent the PF form duly filled for refund of PF amount twice to Uttam Associates, Chennai through registered post acknowledgement due.
But, I have received the same forms without any reply.
My contact no. is +91-[protected].
Kindly reply me the procedure for refund of PF amount.

Narendra Harirao Suryawanshi lan no

my bike number TN38 AS1626 My loan account full detail send me my mob number [protected] PLZ SIR

My icici Loan account number is LTCBT[protected] for two whealer . I would like to have my loan amount and statement till date PLZ SEND MY E-MAIL ID thank u

My two wheeler loan a/c No: LTDEL[protected], I request you to send loan statement to my eamil id. my mobile No: [protected]

Dear Prashant,

we were unable to reach you on the mobile number mentioned here, as it was switched off. Please write to us with your correct contact details at [protected]@icicibank.com (Subject line: UID 171672). We'll contact you and work to address your issue.

Regards, ICICI Customer Service Team.

i, want compleet m auto loan (two wheeler) loan pulser bike . my loan no.ltdel[protected] full and final statement

i, want complet statement of my two wheeler lon no, ltdel[protected] how much amt. is pending against me

hello sir

pls close my account (account number is[protected] drive-in center)

Thanks

Riyazuddin

ICICI Bank — Refusal to close Bank Account

I have an ICICI Bank savings account. The account has been nearly dormant for over a year now. Now that I wish to close the account, the bank tells me that I need to clear the debit balance which has been generated in the account. At the time of the account the opening, I had been clearly told that the account is a zero balance account. The account opening officers name is Mr Bagaria, who used to work with ICICI Bank Nepean Sea Road branch. If you expect me to clear the negative balance, please show me any of the correspondence made by the bank stating that my account has in sufficient funds and I have been charged a penalty for the same. There have been no statements sent to me over the past 1 year or more. Also, when I personally visited the branch the manager told me, he shall check and revert to me for the closure, but no action has been taken on that front. Now they expect me to pay the debit balance and then only are the willing to close the account. Please advice

Dear Mr. Mehta,

We are sorry for the inconvenience caused to you. Please write to us with your contact details at [protected]@icicibank.com and we will get in touch with you at the earliest to address your concern. Kindly refer "644975" in the subject line.

Regards,
ICICI Bank Customer Service Team.

I am kanhaiya kumar. I have purchased a new bajaj pulsar 150 cc from Ambe Bajaj M.B. Road New Delhi with Loan Agreement no. 13852688. Till the date i have not received any kind of paper or agreement or final paper from hdfc bank regarding my loan. My queries are:
1. What is my rate of interest?
2. How much amount as EMI i have to pay to the bank?
3. From which month my EMI will start? And Many more.
Kindly send me details of my load at the earliest possible whether by post or by email.
Thanking you!
Kanhaiya kumar
Contact no: [protected]
[protected].

i am sandeepsinha .add.s/23/12 adityapur

sir.
I have taken loan for hero honda passion plus two wheller loan, I paid all instalments in last feb-2008. but im still im not getting NOC from your bank.MY Cccont no. LTGUL[protected]

Place replay me.

sir.
I have taken loan for hero honda splender plus two wheeler loan.My vechile reg.no:TN 74 T-4656, purchased in the month of Sep 2007, dealer : V S Kalyanasundaram Auto Agency, Nagercoil, Tamilnadu.now i need my loan status and when it will be close,

i have taken a two wheeler lone from your bank and i want details of my ac no lthyd[protected] name k.balakrishna

Dear Sir,

I have a my Balance installment or settlement amount.

My ICICI Loan Account No is ESPUN[protected].

Pl send my balance installment & i will clear my loan so which is amount paid to you.

Regards,


Pratap Khedekar

Respected Sir/Madam,

I have loan from ICICI for my two wheeler which is Discover 135cc and the number of the vehicle is MH-02-BE-6081.

I have my cheque dates on 5th of every month but since I was not in mumbai these month, I am still in bangalore, for the same I would request you to kindly re present your cheque anytime after 20th of this month to my bank.

I am sorry for the inconvinience caused and would assure you about not to repeat this in future.

Kindly send me a read reciept of the same on the above mentioned email ID.

With Warm Regards,

Shashi iyer.

Two wheeler — installment status

MY LOAN AGREEMENT NO 7731181 TO WHICH IS PAID ALL THE EMIS BY CASH, AND STILL ONE INSTALLMENT SHOWING PENDIGNG. SO PLEASE SEND ME THE STATEMENT OF LOAN TO MY EMAIL ADDRESS [protected]@yahoo.co.in AS SOON AS POSSIBLE

Loan Account LTGUL[protected], i have cleared all the payments to be made, please send me the NOC as early as possible.

two wheeler loan cleared.

sir,

i have taken loan from icici bank for my two wheeler(Hero Honda)
LAN Number : LTHYD[protected],

Now I have cleared my loan amount but still i have not received any confirmation from ICICI bank and also NOC.

please revert back as soon as possible...


Thanks And Regards

Rajender .M
[protected]
[protected]@sify.com
[protected]@gmail.com

V.S Kalyanasundaram Auto Agency — Goodlife Card issue

I have bought HERO HONDA SPLENDOR PLUS(DRUM) on[protected]. CHASSISS number:H16F33862.
I am also an HERO HONDA PASSPORT member(No:07H16F33862).On[protected] the passport was renewed against a payment of Rs.250-/-.But the new GOOD LIFE CARD was received with incurrect residental address.This was due to the wrong recording by the agency.I have immediatly informed them about it.But upto this date I didn't get the new GOOD LIFE CARD with correct residence.The GOOD LIFE CARD No. is: [protected].Please clarify the problems and make them send us the new GOOD LIFE CARD immediately.

My address: P.MARITHASON
D-2/2, ISRO COLONY, SIMON NAGER,NAGERCOIL,
KANYAKUMARI DIST. ,TAMILNADU-629004.

Hello sir/madam
i have taken loan from icici bank for my two wheeler, scooty pep+
LOAN Number : LTBNG[protected],

I had cleared my loan amount 2 years back but still i have not received any confirmation from ICICI bank and also NOC.

How do i get my NOC.please consider my problem.

[protected]@yahoo.co.in
contact no-[protected]

hello sir/madam
i have loan from icici bank for my two wheeler hero honda cd deluxe loan no ltdel[protected] ihad cleared my loan 27fub 2011
call ramkumar [protected]email id [protected]@yahoo.com

sir i am mr. nallmothu srinivasarao s/o lakshminanrayana (re: loan cum hypothercation agreement no LTBA[protected]. dated 05/09/2006 PASSION PLEASE LOAN CLEANCE CRITIFCATE

Dear Sir,


My ICICI Loan Account No LTBNG[protected]

Pl send my balance installment & i will clear my loan so which is amount paid to you.Pls send me my mail id ayyappan.[protected]@gmail.com

Regards,


AYYAPPAN V

Dear Sir,

I have a my Balance installment or settlement amount
dut i dont have a account number i have two wheeler number AP29 AD 5347
Pl send my balance installment & i will clear my loan so which is amount paid to you. pls it urgent sir [protected]@GMAIL.COM
[protected]@GMAIL.COM
Regards, SAI KISHORE M

I want to bring to your knowledge that the ICICI bank and its Chairman, the Wholetime Directors, Officers and staff members, having office at Videocon Tower, 2nd Floor, Block E-1, Jhandewalan Extn., New Delhi-110055, have cheated me and are depriving me of my hard earned money and have breached the trust, which an innocent and fragile lady like me had in an institution like ICICI Bank. Since the Bank and its Chairman, The Directors, Officers and staff are very powerful and resourceful and I being a fragile lady, am being harassed also.

The fact of the matter is that in December, 2007, I decided to buy a car and the representative of the bank lured me by his sweet talks and I being gullible lady came under his influence and applied for a loan of Rs. 6, 57, 000/-. The terms of loan as told by the said representative were as follows:

1. That Loan shall carry the interest of 8.75% per annum.
2. That based on 8.75% the EMI for 60 months works out to Rs. 13, 664/- per month. (This information/calculation was believed as correct as it was coming from a bank like ICICI bank).
3. That I have to give one advance EMI alongwith the application for loan to the seller of the car.
4. That I have to pay Loan processing charges of around Rs. 3500/- and which payment shall also be made in the name of the seller of the car.

Accordingly I signed the blank booklet containing various documents and paid the required charges, advance EMI and the difference of the cost of the car and loan amount to the seller of the car. I received the car and after a few days, I received an amortization schedule (repayment schedule), the terms and conditions and also a pamphlet from ICICI bank,
which amortization schedule showed that the loan amount is 657, 000/-, after adjusting Advance EMI, the principal outstanding is Rs. 6, 43, 336/- and after paying first EMI consisting of principal amount of Rs. 8, 898/-, instead of reducing the outstanding amount of Rs 643, 336/- by Rs. 8, 898/- i.e. to Rs. 634, 438/-, the principal amount was consciously inflated to Rs. 644, 293/- in such a way that the mischief/criminal intention cannot be detected unless the document is thoroughly studied.

Also inspite of my various requests, I have not been provided with the copy of the agreement, which was a part of the booklet which I had signed blank.

Since the amortization schedule had come from a big bank like ICICI bank, I did not check the amortization schedule thoroughly and started paying the installments, which I am regularly been paying intime till date. On one day, when I was going through the amortization schedule, I noticed the abovesaid discrepancy that the principal amount outstanding after the payment of first EMI due on 10.02.2008 is inflated by Rs. 9, 855/-. I thought that it must be an error and therefore I innocently and immediately brought this error to the knowledge of the bank and the bank instead of rectifying the error sent me a fudged/falsely created document stating that there was an element of some charges amounting to Rs, 9, 855/-, therefore the principal is inflated. However in the said document, the bank correctly mentioned that the loan carries an interest @ 8.75% on the loan. I then calculated and found that not only the principal has been inflated but the EMI is also inflated. I brought this also to the knowledge of the bank through Ms. Namrata and Mr. Karan Singh (employees of the bank who were attending to my complaints) and requested them to rectify that error also. To my utter shock, in a further attempt to cheat me, the bank sent me yet another repayment schedule mentioning that the loan carries an interest rate of 9.41% per annum to justify the amount of inflated EMI. Surprisingly the EMI remained same even after change in the interest rate on the same amount of principal and for same tenure, which only shows that the bank reversely calculated the interest based on the amount of inflated EMI and came out with the figure of 9.41%. Also the interest rates on loans as 9.41% are unheard of because the interest rates are usually like 8.75%, 9%, 9.25%. 9.50% etc. and not 9.41%. This act of the bank, its chairman, managing director, directors, officers and staff clearly shows the criminal intent to cheat me.

From the above, you will appreciate that when I inform about error in the balance outstanding principal amount, the bank brings out a new story of charges of Rs. 9, 855/- and when I inform about inflated EMI, the bank comes out with another new story that the loan carries an interest rate of 9.41% as against the original rate of 8.75%. Also on each of both these occasions, I am sent a fudged document. So all the three documents sent by the bank give different versions/stories and it is obvious that the documents sent later are fudged documents and an afterthought. The first document is designed in such a way that the fraud is not apparent on seeing the statement, and not known until or unless critically examined. This clearly shows the ill design of the bank, its Chairman, managing director, the wholetime directors, officers and staff of cheating and depriving me of my hard earned money for their illegal gains. Also they must be cheating other innocent borrowers in the same manner and such a fraud is least expected from such a big bank.

It is pertinent to note that at the bottom in the very first document sent by bank, it is written that the first EMI (I.e. EMI due on 10.02.2008) includes Rs. 0.00 towards charges. This shows that if there were any charges, it must be the policy of the bank that the amount of charges, if any, would have been shown there. The fact that the charges mentioned as Rs. 0.00 clearly
show that there were no charges and the bank in a bid to cheat me is giving wrong/fudged statements and sending me one fudged document after another.

Also the clause 9 of the terms and conditions of loan supplied to me with the very first amortization schedule mentions that the advance EMI can be adjusted by the bank at its sweet will. The very first amortization schedule (repayment schedule) shows the principal amount outstanding after adjustment of advance EMI as Rs. 643, 366/- which is correct as per the proposal as told to me by the representative of the bank. Had there been any element of any further charges, it would have been reflected in
the very first amortization schedule supplied by the bank. Also if there were any further charges then the balance principal would not have been shown as Rs. 643, 366/- as the bank had all the liberties of adjusting the charges, if any, from the advance EMI.

Inspite of my repeated reminders, the Bank, its Chairman, being the Principal Officer of the bank, its managing director, the wholetime directors, the heads of car loans at the head office and the Delhi office, the other concerned officers and staff are bent upon cheating me and are not afraid of creating/manufacturing fudged documents and can go to any extent in cheating innocent persons.

ALL BANK ARE WASTE PLEASE DON'T GO FOR ANY .. LOAN/CARD.
first u tell me..before all this CARD/LOAN .. our Life was going-on right.!!!
then Y we all are depend upon all this Banks?

so say" NO.
enjoy simply life..
[censored] to bank


every one is in trouble.. by banks.

I got ICICI Coral credit card one month ago. The caller from ICICI credit card call center told me that this card will be free of cost with no joining fees and I will recieve a gift voucher worth Rs 5000. Noe in this months statement I am charged a joining fees of Rs. 560 and I haven't recieved any gift voucher. This is a fraud.

I havce a similar problem with Bharti Telcom

ICICI Bank — casual attitude

On 01may08, my friend Aarvi Arrutchander made a cash Rs 5000 deposited in jamnagar branch but erronouesly it deposited in [protected] (ATM Card) instead of my savings account no[protected]. The staff at the counter who was reckless while depositing the money even didnt check the whether the name and account number matched. After depositing the money my friend proceeded on leave to Tamil Nadu. He comes to know the money didnt receive by me after three days. Then he visit to nearest ICICI branch in Arcut city Tamil nadu. and then contact the customer care even though the money didnt reversed to my account. The branch demanded for the deposit slips counter foil which was the only proof and assured to be forwarded to the jamnagar branch on 26 may 08. but still no action has been taken now when i visited the jamnagar branch the agaiun demanded for the counter foil and they are spoken to us very casually. They accept the money has been received in 01 may 08 but they donot take any step to solve the problem. They again said to follow the same procedure on 20 Jun 08. Iam very much depressed towards this kind of casual attiude. nowadays iam very much in requiirement of money so make the process quikly. My mobile number [protected]

I have already closed my NRE account and everything was done by NRI Officer of ICICI bank and after a month i got an email for penalty charge because my account was nil. I already closed my account and it was still running. I had very bad experience with ICICI bank. They took three months to transfer my money from HSBC bank to ICICI NRI account. I never ever recommand this bank to anyone. Very very bad customer service, lack of knowledge and very bad attitude towards customer.

I have a very bad experience opening an NRI account. The customer service is very ignorant. I mean I just don no understand how many times I have to FEDEX a document from the US to India. Spent about $200.0 only for Fedex to send responses to their queries and still no response. I guess they work with a casual attitude and that is what is going to kill their business eventually.
A shame on ICICI and its operations. I got stuck with ICICI and still not successful in opening and account after 3 months of back and forth.
SHAME ON ICICI.

sir my atm not work pls give me contact no of satana branch because atm cocern with satana branch

icici edc — Payment Reversal

Sub: Payment Reversal……..
Respected Sir G !

I have a current account in your bank as basho mobile (MID No[protected]TID no[protected] A/c no[protected], I had swiped customers credit card on 18th September 2008, amounting Rs: 98, 500. But it is still not credited in my account. I have submitted all the needful docs personally to your executive named Munna, his mobile number is [protected] on the 20th September. Please update the payment in my account as soon as possible as I have delivered goods to the customer.
pls find Documents Atttatched..


Thanking you,
Yours truly,

Prashant Jadhav

i have a current account in icici bank as aankush telecom(mid no[protected]tid no[protected]a/c no[protected]...my edc machine not working for last six days.i have contact with the sales person but get no service..please repair the machine as soon as possible otherwise my business is hampered...my mob no is [protected]

Dear sir

I'm a merchant of icici bank Merchant Id[protected], Parswa jeweller.

Some days before on 15th march 2009 i'll swap a card of Rs52300 and sells ornaments.Next day ill checked my accout and shocked to see there no any amount credited.

I'll called at customer care and asked for the payment then officers replied me that there a amount of Rs51650 is debited from account txn dated:[protected] and the reason is chargeslip is not in clear form.
this TXN goes disputed in november month and ur officers came at my shop and received all supporting papers like customer signed chargeslip copy, Bill copy, card copy and the passport copy and December is the review date for decision of this payment.i'll wait in december and no any debit comes and the customer care confirms me that ur papers are received by my officers and updated it and all are clear, so i have not to worry.

and i'll give a regularly business to you.some days before i'll debited by Rs51650 and reqested them that if chargeslip is not in clear form u again received a copy of chargeslip and also a Original chargeslip and u see where is my fault, i[censored]r paper is in butter paper.

I give a request for re-open my case Req number SR[protected], but till dated no any action taken place.

Dear Sir,
Our current account with icici bank btm bangalore.
This is to inform you that we had swipe the credit card for Rs. 33200/- on 21/04/2008 at 11:30 a.m for credit to our above said account. The details of transaction are given below:
a) CUSTOMER NAME: STANTLY.S b) MID: 50019001,
c) TID: 61023714 d) BATCH: 000186 e) CARD TYPE: MASTER CARD f) REF NUM:[protected]

We find that this amount has not been credited to our account for the whole year. the bank has have not informed us for above transaction. It is now past 16 months that the amounts have not been realized so far.

I am holding an ICICI preferred card no.[protected] having exp. 12/10. I am an regular costomer of your bank since 2006. I regularly make payment outstanding agaist my usages till to day.
For last one month almost, my card is not being accepted and shows declined. This is a dis honour to your regular card holder since last 5 years and deprived from the faciliti during the fastival time for a purchase of about Rs. 10, 000/-. may I get a replay giving reason for payment declined? I feel sorry to inform you that I did not get any satisfactory reply from your costomer service at Vadodara. I hope that before I decide to go to Consumer Court to get justis I will get a satisfactory replay from ICICI bank

ravindra Bhatt

I am holding an ICICI preferred card no.[protected] having exp. 12/10. I am an regular costomer of your bank since 2006. I regularly make payment outstanding agaist my usages till to day.
For last one month almost, my card is not being accepted and shows declined. This is a dis honour to your regular card holder since last 5 years and deprived from the faciliti during the fastival time for a purchase of about Rs. 10, 000/-. may I get a replay giving reason for payment declined? I feel sorry to inform you that I did not get any satisfactory reply from your costomer service at Vadodara. I hope that before I decide to go to Consumer Court to get justis I will get a satisfactory replay from ICICI bank

ravindra Bhatt

Same issue with me too buddy, but I am in process, its already 20 days since I submitted the form, I guess, It will also result that U experienced

From
Ayyappan L
Plot No 16, Door No 4/27, Park First Cross St
Santhosapuram, Gowrivakkam Post
Chennai 600073.
To
Reserve Bank of India
Sub: Grievances from ICICI Credit Card Bank.
Dear Sir,
I’m Ayyappan working with small private concern at Chennai. I would like to inform you that I have availed loan from ICICI Bank (Loan No.[protected] on 24th Nov 2008 and have been repaying the EMI amount promptly and there is no there is no problem with this Loan a/c.
But while processing this loan a/c, ICICI Bank compelled me to buy their Credit Card as you have availed loan from ICICI. So I bought it, again I got a courier from ICICI Lombard General Insurance which contains that we have opened a policy of Family Health Plan for you (Policy Number is 4034/FPP/02911191/00/000). This was happened without my consent and I did not signed on any document for this policy also. I tried number of times to cancel this policy, but they did not do the cancellation process and collecting premium amount through my ICICI credit card a/c without my permission, and sending monthly statement which mentioned that you have to pay certain sum of amount within the specified date on or before and torturing me over the phone, otherwise we will file civil case against you for non payment of specified amount even after I got a Policy Cancellation Confirmation from ICICI Lombard and also given requisition for closing of ICICI Credit Card by submitting broken pieces of my credit card. Still ICICI Bank torturing me to pay the amount of Rs. 4800 on or before 21st Oct 2008 for ICICI Lombard General Insurance. I need help and expecting suggestion for this issues lest I psychologically affecting health.
Hereunder I’ve given my ICICI Credit Card Details for your reference.
ICICI Bank Preferred
Card No: [protected]
Valid from: 11/07, Valid thru: 11/11
Name: Ayyappan L
VCT IN[protected] ICA5233
And also I’ve attached the document of
1. Last month ICICI Credit Card Statement.
2. ICICI Lombard General Insurance – Cancellation Confirmation Statement.
Expecting and Waiting for your reply. Pleas Protect my life from ICICI Credit Card – Bank.
Thanks and Regards,
Ayyappan L
Mobile: [protected]
E-mail: sap.[protected]@gmail.com

CONCERNED ALL,

NEME ON CARD. R.A.SHAH
MY CREDIT CARD NO.[protected]
GOLD CARD

I WANT TO INCREASE MY PURCHASE LIMIT FROM 24000.00 TO AT LEAST 100000.00

IF NOT POSSIBLE SEND ME REPLY FOR THAT.

I HAD ALREADY FAX YOU MY HDFC GOLD CARD INCREASE LIMIT LETTER BUT AFTER ONE MONTH OR SO NO REPLY FROM YOUR SIDE.

SEND ME YES OR NO. AT EARLIEST.

RUPEN SHAH

icici lambard health insurance — non receipt of the cards/receipts

sir,
i had submitted the renewal form along with cheque for renewing my policy number being---4034/chi/03262703/00/000
by peoples cooperative cheque-327289 dated 20/0109 sent on 20/01/09.till today i havenot received the receipt/card.
kindly do the needful,
thanks
tvmadhusudan rao

It is submitted as under-
(1)That i have an account in State Bank of Patiala and my account no. is [protected] and ATM card is also issued to me.
(2)That on 12.02.09 i have used my ATM card for withdrawal of Rs. 15, 000 from your ATM situated at 100 ft. road, Bathinda, Punjab. But no amount is withdrawn but as per the receipt of ATM it shows that Rs. 15, 000 is withdrawn.
(3)That on same day i withdrawn Rs. 15, 000 from your ATM and Rs. 10, 000 from S.B.O.P ATM situated at Model town, Bathinda, Punjab.
(4)That the daily limit of withdrawal of SBOP ATM is Rs.25, 000, but the receipts shown that Rs. 35, 000 is withdrawn from account. it is impossible that amount above Rs.25, 000 is withdrawn from SBOP ATM. I have retained all the receipts for valid proof. So i have noted the complaint in State Bank Of Patiala but they said this problem would solve by ICICI Bank. I reached your branch situated at Bibi wala road, Bathinda, Punjab for this complaint but they refused to solve this complaint. I again reached SBOP Bank for this complaint then they noted my complaint and told me that they would send the letter to Bombay because at Bombay there is the Head office of all ATM's. But till now this problem is not solved.
So it is therefore prayed that Rs. 15, 000 be adjusted in my account no.[protected] which is wrongly deducted.
I shall be thankful to you.
Rajesh Sharma A.D.A.
Bathinda, Punjab

The worst bank in this world...
Why RBI is not talking actions i don;t understantttt!!!

I had deposited my Salary Chegue bearing No. 435355 Dt.2-3-2009 at the Andhra pradesh Secretariat ATM Counter ( Counter No. 1621 of the ICICI Bank)- since there were no Deposit Slips I depopsited along with a plaibn paper giving full details of my Account Number, etc. on 2-3-2009. To my dismay till date it has not been depoisted in my account. I approached the Security persdon cum supwervisor/wacthman Mr. Jitender Singh who was very unhelpful and brusquely told me that he does not have any details of to which ICICI barnch the ATM is affiliated or where the Cheques get collwectwed. he neitehr had teh names onor teh contact numbers except telling me to contact the Custemer Number[protected] I tried but this category of non-deposit of ceheques does not fall in teh ambit of teh said custiomer Contact number. I tried enquiring at the ICICI Karkhana Branch twice -yesterday and today They verified and told me that the Cheque has not been deposietde. I tried lookibng up the Internet for any Contact phone number of ICICI Khairtabad branch (since presumably this is teh nearset to the Secretariat ATM) but none of teh 4 telephone numbers wer working. In desperastion I asked teh ATM Superviosr for complaINT bOOK WHICH HE GAVE ME AFTETRWARDS. i LODGWED A WRITTEN COMPLAINT TODAY AND AM ANXIOUS TO KNOW WHAT HAPPENED TO MY SALARY CHEQUE.HERE'S HOPING THAT ICICI BANK WOULD TAKE IMMEDIATE NECESSARY ACTION THROUGH THIS SITE.

Vishwanath

From my encounter with ICICI bank employees, I've noticed that they are ill informed about the bank procedures themselves. They are polite, but they do not know the procedures. They tell us to ask customer care and customer care tells us to ask the branch employees. I'm disgusted with this bank.

pl send my provisional statement for claiming deduction under section24(b)&80c(@) of the income tax act for the year2007 to 2008 & 2008 to 2009 as it is urgent & i have not received yet.my acc no is[protected] &my customer id is 51692838

ICICI Bank is one of the worst bank to deal with whether its bank accounts, home loan, Credit Cards, or some other products. I really have never heard ICICI bank reducing interest rates from last 4/5 years. RBI should strictly look into this matter and save customers of ICICI bank. I started my home loan in 2003 @8.00 and now ICICI bank is looting me with interest rate @14.00. When you contact them they have standard answers like you have opted for floating rate and PLR is taken into consideration which is as per government and RBI rules. God please help ICICI Customers.

I have the same experience i am going to contact BankingOmbudsman .

I too agree about ICICI bank looting people by enormously increasing home loan rates. When RBI increased their REPO they revised it immedietly but when it went otherwise nothing is being considered. I am too prepared to switch to different bank who are transparent and honest. I calculated for 16 Lack Loan amount, I could still save 5 Lack throughout loan repayment tenure if I switch to another bank, which is significant enough to take a firm and no second thought decision. "Ham Hai Na" is there to loot you and make you bankrupt. I hope Mr. Kamath might be understanding the feelings of customer and make his banking system transparent enough to get good feel factor amongh million customer who feel that they are trapped and looking for alternative.

pl send my provisional statement for claiming deduction under section24(b)&80c(@) of the income tax act for the year 2008 to 2009 as it is urgent & i have not received yet.my acc no is LBBSL[protected] &my APP FORM NO is [protected]
This is the first year I did not receive the same since last five years. I hope you will be promt as you were.

The ICICI is never going to reduce the loan rates for existing customers. They are the biggest cheat in the country. KV Kamath, the ICICI head and CII president is the number one crook...he speaks in the public that banker should reduce the interest rates, but his bank never reduce rates. There cheap strategy is to give loan at low rates to new cutomers and increase thereafter immediately after some months. They are openly cheating the customers of India. This is really pathetic that both RBI and Govt does not take action against there crook activities. The best think is all the customer of ICICI should protest aginst the bank in the front of RBI building, this will force the RBI to hear the ICICI customer problem and media will also get active. All the ICICI Home Loan Customers should transfer there loans to public sector banks. I know the ICICI create problems if someone tries to transfer there loans to other banks.

Everytime ICICI management says, we are watching the liquidity situation and will review the rates later on and then they never reduce the rates. This is just to divert the attention of the customers and the media. Irony, is that the KV Kamath says different thing and Chanda Kochar says opposite of that. This is because KV Kamath is the head of CII, he always says good thing but never delivers that. Funny part is he is saying banks should reduce rates, but his ICICI is not reducing the rates. I dont understand, why the cost of funds are not coming down for these private banks despite huge Repo Rate and CRR cuts by the RBI. They are just fooling everyone and earning huge interest income by not reducing the interest rates.

ICICI Home Loan — NO REDUCTION IN HOME LOAN RATE

I had taken the loan at 9.25 and now paying back with 12.75. With every rise let it be CRR or Reverse REPO or SLR or any other the ICICI had shown a promptness in increasing the rate of interest for Home Loan(they never felt the need to do the impact analysis). Now when RBI had reduced the CRR by 3.5 percent and Repo is around 7.5 % ICICI is just pretending to do the Impact Analysis (I really doubt they are doing anything)
Now ICICI had reduced the rate for new customer only even though when RBI has asked ICICI to reduce the PLR which will benefit both old and new customer.
I have a strong feeling that ICICI has incurred a huge loss in their foreign operation and to recover from the loss they are now charging such exorbitant interest rates to their customer just to make sure that at the end of financial year they will be able to show the maintained cash reserve (if not good) in their Balance Sheet.
They have stopped two wheeler loans and reduced the other loans as most of defaulters are from the same category; this is surely hurting their Credit Rating.
But what i am more surprised about is why RBI and our finance honcho are like PC & Mr. Manmohan is not doing anything in this regards.
If such thing goes on India is not far behind of Middle prime (Situation like subprime triggered by Middle class salaried person by intentionally being the defaulter of Home loan)
Request you to please look into this and do something in this regard or guide us to take this kind of extortion from ICICI up to the appropriate law.

Please atleast initiate complaint from the site
http://www.icicibank.com/Pfsuser/customer/html/customer_carenew_v3.html

Only solution is to switch loan to nationalised bank.
Now i have decided even if i have loss in the form of penalty I will go with SBI, corporation bank or BOB

Even if ICICI announced interest cut now i understood them very well.It is always better for late than never.

I am customer of ICICI bank taken home loan as on year 2004 paid regular installments but on 2008 at end only after request i got full details of my paid amount.I had taken loan from my native icici aurangabad from that branch only i will get information like this type of rules are telling others branches, also most of cities no Post paid installment facilites.Address changed faclities should be through internet but still not available.

Housing Loan — Lack of transparency

I am running housing loan from ICICI and the charges the loan officer is charging is nowhere documented and they refuse to give any thing in writing.
Avoid ICICI Bank for housing loans.

It is the same story with me too and when i had availed the loan all went so fast and they disbursed the loan so quickly to impress you.There after there ulteriour motive starts by squizzing you to the core and extract as much as they can.Even after writing a mail the Then Deputy Managinf Director and present MD also there is no response from them. I have sent a long e mail to make them understand how they were cheating me.Still no response and i have decided to switch to some other Banks like HDFC.

This is Deepak from Chennai. Whatever you told is absolutely true. I also took loan in ICICI in 2006 @ 7% pa but now repaying at 12.5%. When the bank increased the rates when other banks did, it is liable to decrase the same as well when other peers do.
Also RBI has no control with any of the banks. The concept of "floating" means fluctuations as per market conditions. Now the banks are reducing the interest rate for new loans but nobody is caring for existing loans. The concept of "floating" doesn't make any sense at all.
Now that you are an existing ICICI home loan customer, you can avail a new interest rate of 9.75%. The details of the same are given in the link below
http://wealth.moneycontrol.com/features/home-loans/rate-war-icici-drops-home-loa...⇄


Regards
Deepak
[protected]

Absolutely! Moreover, the system is totally opaque...if you want any information like the current roi u r being charged, its like banging your head against a brick wall!! I have been a customer since 2007, and have been trying to get some information for the past 2 months, in vain! Maybe its because of the uncompetitive rates they are charging. I think, like u said, ICICI reacts to rate increases the very day RBI announces them, and to rate cuts, NEVER!!! Maybe existing customers should get together and demand a rate cut, and a transparent system.

i m also shikar of this unhuman unjustic unreliable bank. i m customer since 2003. bank regular increasing intrest rate in comparision to other banks without sending any intimations.How i can found relief from this bank, can suggest me. ICICI bank never send bank statement till date.

I am also one of the very very highly affected so called "existing customer". Currently i am paying 13% interest rate. mine started at 9.25% and kept increasing the next few months itself, and continued increasing. Has RBI got any hand to this fraud or are they keeping silent, as RBI doesnt impose any penalty on ICICI bank. Any penalty will only increase burden on the so called "existing customers", so would kindly request RBI to step in and do some standardization of home loan lending rates.

No doubts, ICICIBANK is a biggest cheat and carries no moral and ethical values, Me too frustrated with the way they increase interest rates,
Infact ICICIBANK made itself so popular by doing such cheap tricks that if I tell somebody that I have homeloan from ICICI they start laughing, cheap bank that's their reaction

Keep it up, nobody will come forward to save you Chanda kochar

i hold an account in ICICI bank CUDDALORE branch. My net banking has been disabled due to repeatd attempts of incorrect user id and password.
so please do the needfull to activate my net banking.
My account number:[protected].
Date of birth : 08 nov 1979

thank you.

i hold an account in ICICI bank CUDDALORE branch. My net banking has been disabled due to repeated attempts of incorrect user id and password.
so please do the needfull to activate my net banking.
My account number:[protected].
Date of birth : 08 nov 1979

thank you.

sausuman.[protected]@icicibank.com, [protected]@icicibank.com, kamath.[protected]@icicibank.com, saurab.[protected]@icici.com

frustrated customer

Dear All,


This is Srinivasan A @ Babu running Garment business (Archana Garments) at Hosur and have an Account[protected] with your ICICI Bank for the past Six years and its a current A/C with meerchandising facility - MID number 50202272 / TID 59286684.

Intially, I was getting good customer responses during my transactions and inturn, I still have ICICI brand loyalty built with me.

In past couple of years, really the customer services are very poor and I am thinking of going for an alternate.

Recently, we are receiving many shocks related to debiting our account for considerable amount with out my knowledge.

I believe in good grievance redressal and called for your customer care and received no answer but with some wrong commitments like it will be credited again.

As escalating process, I went to Hosur ICICI main branch directly, and asked for my clarifications with reference as statement printed from ATM.

My both Enquiries are very simple, like 1. what is the transaction called 22/10/2008 D BLR[protected] & 22/10/2008 D MID[protected].23. second query why the transaction approved by ICICI on 06/10/2008 Rs 20000 with appr code 689511 ref num 407 is not credited still. But I am frustrated with their response saying " It will happens some time" . It is not a question of ICICI on fraud way but it is your responsibility to clarify us on demand where other banks like HDFC succeeds.

As a next escalating process, I have called a responsible ICICI Manager, Mr John at his mobile [protected] as per my advocate suggestion.

I have not received any response still from ICICI and finally escalated to your level.

Based on your action plan, I will proceed legally to get my compensations and also will think of close the relation with ICICI.

Also tried to make complaint as per grievence redressal step 2&3 and found all complaint links were disabled.

Is it possible to you bank to debit any amount without customer notice???? How many times it happened to my account (we operated with huge money and never verified??...
We simply believed ICICI.

Is it a professional way that ICICI works. Now I am forced to believe the rumours heard about ICICI in recent past.

I am now afraid to make any MID transaction, until the issue is resolved and assure you that I can make legal actions against ICICI Bank for the breach of trust & poor customer care.

Seriously affected by ICICI poor customer care,


Since there was no response for quite long time, I was thinking to publish the issue to following leading magazines too where i read advt not to believe rumours on ICICI.

Best Regards

A Srinivasan, Archana Garments, Hosur, Mob - 0091-[protected].

[protected]@thehindu.co.in
[protected]@vsnl.com
[protected]@indiatimes.co.in
[protected]@business-standard.com
[protected]@moneycontrol.com
[protected]@expressindia.com
[protected]@ibnlive.com
[protected]@abpmail.com
db.[protected]@deccanherald.co.in
[protected]@deccanherald.co.in

SIR,

I have applied for netbanking facilities on 17th Oct 08 duly
supported by relevant documents as asked by staff of MYLAPORE BRANCH CHENNAI. Till now net banking facilities not activiated
and no documents in this regard sent to me. My current account
Number[protected].

kindly doo the needful by sending user id and password for
activitastion of net banking account.

MY A/C NO IS[protected] and provided with net banking in icici ALIGARH branch.After six month this facality disabled so please do the needful and provide the same facality.

I have Account with ICICI Bank Bangalore Branch, I forgot my net banking login id and password, now i want to know and activate everything
what i have to do
DOB is 28th May 1982

I hold an a/c in icici bank KALPETTA BRANCH .My net banking has been disabled due to repeated attempts of incorrect user id password.So please do the needfull to activate my net banking.
My account nunber is[protected].
My date of birth 3.10.1961

Dear sir,
I got my icici credit card on oct, month-2008. but i am not get any statement can you sent me my office address. last month i paid INR 3000/-. plz don't do any penality chargeof outstanding amount. once i will get my statement i will pay this month. this my kindly request.
credit card no-[protected]
My date of brith 15.06.1983

Hello ...


I forgot to flush my toilet after taking load of crap,

Can you send me a bucket of water to flush in ?

[censored]s i hate your bank, i have been calling the 24 hours customer care and they dont respond.

Regards
ZODI.

PS : Please do send me the bucket of water :)

My net banking has been disabled due to repeated attempts of incorrect user id and password.
so please do the needfull to activate my net banking.
My account number:[protected]
Date of birth : 16 Sep 1983
I am trying to reach icici custom care no.[protected] for past 2 days but it is always busy.Also the chennai mobile number [protected] is not in use.

Kindly activate the account asap

I have Account with ICICI Bank karaikudi main Branch, I forgot my net banking login id and password, now i want to know and activate everything immediately send the my email id.
my name : R BABU
ACCOUNT NO :[protected]
DOB is 20 dec 1979
Email id :[protected]@yahoo.co.in

i have Account with ICICI Bank Bangalore Branch, I forgot my net banking login id and password, now i want to know and activate everything
what i have to do
DOB is 28th May 1982

i have Account with ICICI Bank karikudi Branch, I forgot my net banking login id and password, now i want to know and activate everything
what i have to do
DOB is 20 dec 1979

ICICI bank may follow CITIbank or Satyam soon. Its wise to keep away from ICICI. The bank is now charging penalties for no reasons

I have an account in ICICI bank in Indiranagar branch. Idid not used the net banking facility for the past 2yr... Now when i tried to login i couldn't do it i receive a message as login is disabled so please do the needsome to to login to my account no is[protected] Indiranagar branch. Please do it as soon as possible because it is urgent for me.

i hold an account in ICICI bank PREET VIHAR(Delhi) -0037 branch. My net banking has been disabled due to repeatd attempts of incorrect user id and password.
so please do the needfull to activate my net banking.
My account number:[protected]
Date of birth : 23 dec 1965

thank you.

dear sir,
we have lost our passward, we have not login into our a/c, arpit enterprises a/c no,[protected]
corp. id - ARPITEN16102008
USER ID -MUKESHSI
PL. PROVIDE US NEW OR OLD PASSWARD AS SOON AS POSSIBLE
THANKING YOU,

I have ICICI bank account through company salary.

i got the net banking id and passward but i am not using the offers.

but noe i have the intrest to use the net banking

when i try to create new id and passward i am not get clear meaasge from your self.

i need to use the net banking urgently for account transection ple give me your positive reply.

hi sir
i need new passward for net banking

i have the account in icici bank till now i not got the passward for net banking

when i try to create the new passward i am not get clear data from us.

ple reply details through my mail.

sir,
how to activate my mobile banking plz sent comment my email id

I have an account in ICICI bank in FIROZABAD branch. I did not used the net banking facility for the past 4 month... Now when i tried to login i couldn't do it i receive a message as login is disabled so please do the needsome to login to my account no is[protected].

Hello Sir..

I have an acount in ICICI in Hyderabad KPHB branch(Andhra Pradesh).But now i am staying in Chennai (Tamilnadu).Todo any transactions with the bank i am facing a lot of problems.So i would like to activate netbanking through online.Is there any facility to do so..

Thanking you

Rupa.Atchuta

i have account in ICICI bank srinager branch in hyderabad.But now i am in australia i want to use my account by net but i don't know my user id as well as password how can i get my userid and password please give me reply to me...

I am unable to login Net banking Id and password Previous i was using. i have informed many times in icicibank at habsiguda branch.there is no reply. They said that go through customer care and talk to them they will tell you how to login.

My mobile no.[protected]. That's why i want to close my account.

Please reply or contact my mobile number.

regard's
K.SRINIVAS.

i hold an account in ICICI bank chandannagore branch. My net banking has been disabled due to not using long time.
so please do the needfull to activate my net banking.
My account number:[protected].
Date of birth : 13th march 1979

last month i was told you please closed my my credit card by giving last month full payment but your bank not get action on my complaind & send me april month statment so i am not pay this month payment to your bank i was told you last month to closed my credit card account many time.
so please closed my credit card account.

i am customer of icici bank my acount number is[protected]

my user id and password was disable

how it wil give my email

Dear sir,

kindly issue a net banking passward & user ID.

no cmment

I have an account in icici bank at kamanhalli branch in bangalore.My net banking has been disabled due to repeated attempts of wrong userid and password. So, how should i activate my net banking( is it necessary to remember my earlier passwords, incase if i forgot them...)
my account no. is[protected]

hello i lost my netbanking password my userid is:[protected]
please can u provide me a password its very urgent
my dob is :may 30 1985

hello am raghavi i lost my netbanking password my userid is:[protected]
please can u provide me a password its very urgent
my dob is :may 30 1985 my account no is[protected]
guys help me out as soon as possible

call to my no [protected]

I have an account in ICICI bank in Kochi branch. Idid not used the net banking facility since allotment. Now when i tried to login i couldn't do it i receive a message as login is disabled so please do the needsome to to login to my account no is[protected] Kochi branch. presently i m posted in port Blair Andaman & Nicobar island so i have to book e-ticket oftenly so i need the precious facility very badly. i have lodged a complaint on phone, customer executive told that it will be enabled in 01 working day but in vain . so it is requested that needful be done. hoping the best from the best bank.

Hello Sir, Already I have raised my Service request through online. Request Number SR[protected], My password is disabled, unable to login, I need password, My Account Number[protected]. My User ID nitinvishaal. More than 30 Days back I have raised my service request, still I did n't get, I am waiting for your reply.

Thanks & Regards

A. Veera mohan raj

[protected]

I have ICICI bank account through company salary.

i got the net banking id and passward but i am not using this facility from last 11 months.

i wants start my net banking service.

when i try to login this is showing that user id is disable.

i need to use the net banking urgently for account transection pls give me suggesion what to do?
my account no. is[protected]

Plz reply soon. how to contact customer care???????????????

hey DONT POST YOUR COMPLAINTS in this REPLY.

WRITE a separate complaint.

i[censored] reply here with complaint then mail goes to original complaintant...

i am trying to login with provided password on my mobile but it is not loging but saying that my user id is diabled .how to get enabled my user id?











i t

Hello, this is mohan. my user id is disabled due to repeated wrong entry by mistake. Please enable my user id. i have account in coimbatore, ramanagar branch.
my account no.[protected]
my name: Mohan Kumar KS
Branch: Coimatore, ramnagar
DOB:[protected]

dear sir,
i have an account with icici bank in krishnagiri branch. i forgot my password and user id. i went and gave complaint in personal (in the month of nov' 2010 i guess), that time they dint ask me any id proof and said every thing will reach my house through postal service, but i did not get anything for the past six months. again i went in person on 15-may-2011 to give complaint but now they are asking to pay penalty. while opening account they told like, we can maintain nil balance also, now they are asking me to pay the penalty for running negative balance.if this is the situation they should have intimated me beforehand in any mode. i am very much unsatisfied with the coustomer service i had.. pls do the needful or tell me the procedure to close my account.

i have my cc account in the bank of rajasthan ltd miller ganj ludhiana with net banking now bank merge in icici bank ltd
now our net banking not working .so please do the needfull to activate my net
banking.c/c a/c no[protected] gift auto industries

I am a ICICI customer since 2007. Since 1 year I could not use my account as I am out of the country. Now when I am trying to access my net banking, it is showing that login is disabled . I have tried to contact to customer care, but as I put my debit card number there, they says its not valid. I am not able to talk to a customer care representative even. How do I enable my net banking? Please help.

My name is Priya Das
My A/c No.is[protected]
My IFSC Code is ICIC0000312

Please send me the details to activate my net banking through my mail.
My mail id is [protected]@yahoo.com

I have an account in ICICI bank in MG Road branch. I did not used the net banking facility for the past 4 years... Now when i tried to login i couldn't do it I receive a message as login is disabled so please do the needsome to login to my account no is[protected] MG Road branch. Please do it as soon as possible because it is urgent for me.

Hi there,

I was trying to update my mobile no. in ICICI net banking.

When I updated, it was not processed since it was validating for 10 digits to be typed as the new mobile no.

Since I am in Hong Kong, my contact no. consists of only 8 digits and hence I could not update my mobile no.

Please help sort out this as soon as possible.

My email id is [protected]@gmail.com. Any quick response on this issue would be highly appreciable.

Thank you

I have an account in icici thane vartak nagar branch, , , , when i am logging through net banking my account summary/details are not been viewed, , and just advertisement is displayed regarding loans, , , so i request if anyone could sort out the problem, , please do reply, , , my mail id is gaurav.[protected]@gmail.com

ICICI Bank — credit card application status not received

Actually ive not got any update of my icici credit card application status. Application no.N[protected] Mo.[protected]. DOB.[protected] Ghaziabad.

atm didn't dispense cash but debited my account

atm didn't dispense cash but debited my account

NO RESPONCE TO THE CUSTOMER

RUDE BEHAVIOUR OF THE TELLER AND USING UNPARLMENTARY LANGUAGE TO THE CUSTOMER AND MISS BEHAVIOUR

Debit Card Pin/SB A/c no 03590151383

Debit card Pin despatched on Date 10.2.2015 but over to 1 month Pin not received plz look in matter thanks Arjun Singh Naruka

ATMDEC CHG/17-03-13/1338/25ST3

I have salary account with ICICI bank.Rs.28.09 has been deducted from my account with ATMDEC CHG/17-03-13/1338/25ST3. I want explanation for this. Why these deductions???

Sreenu,

Marathahalli Branch,
[protected]
Bengalur.

Amount debited twice from my account

Hi, I am Sampath Yadav Palla. My icici account number is[protected]. I made a debit card purchase @ 8 pm last night and the amount is debited twice. I would like to have the amount credited back to my account. Thank You..

Dear Mr. Palla

We are sorry to hear about your concern. Our official will get in touch with you. We appreciate your patience.

Regards,
ICICI Bank Customer Service Team

service request feedback

Dear Sir, My service request number is SR[protected]. I want to know the details of this transaction. You may please sent to the below email. [protected]@yahoo.co.in Or [protected]@yahoo.co.in

ICICI Bank — deduct my money as insufficient amount

i drop SBBJ cheque in icici bank, i have sufficient amount in sbbj account. but icici bank deduct my money as insufficient amount from my icici bank account.
please help me and i am mentally disturb.

ds

My account is also been deducted thrice with the same manner the above person had, i.e "POS DECLINE CHG". If other ATM dont have the money, then its bank problem but not the Cusomers. We are using that facility becoz banks providing that. If other banks wants to charge for this, the Bank in which we have the account should pay them. Why should we fined for the this???.

i also suffer the same problem

Yes for me also the amount Rs. 28 is debited...what shall we do ...shall we go to the court...

Hi Sir
I hold salary a/c in ICICI bank, my is Debited with 28/- Rs stating POS DECLINE CHG/12-MAY-09/6053 .it was happend 11 june 6 time it means (28, 28, 28, 28, 28, 28).sir it is my hard work mony so please return my mony. Please tell me what is the customers fault if other bank at dosnt have sufficient fund. It is our hard earned money PLEASE RETURN MY MONEY BACK or give me a response ([protected]@gmail.com)

Yahaya khan

Same problem.they have deducted 28/-. Is it wrong with ICICI or Customer.whats wrong with ICICI i don't know.

This bank is just ridiculous. Their customer care does not know how to talk to its customers. When I called up their agents, they told that this is mandatory and VISA is actually charging this fees. They deducted Rs.28 on 18-Jun-2009 for a transaction I did on 5-May-2009 or atleast this is what told to me by the agent. I asked him if there is a RBI guideline, he told that all the terms and conditions will be there in the website and its our duty to read it everytime. Atleast I could not find out any information about this charge in their website.

This is ICICI bank, one of the worst bank trying to loot money from the customers in every possible way they can. Better go ahead and change your account to some other bank, else this bank will come up with every creative way to deduct our hard earned money to keep them afloat in this recession. They will never inform us anything, but will continue to levy some fancy charges and debit our account and after some point of time, we will ending up losing all our hard earned money to this modern day dacoits.

I also face the same problem, so every one flood your complaint to RBI.
people lodge a complaint to your local ombudsman at http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=164#. They do respond

The same problem with my a/c as well. Deducted the same money saying tht is POS Decline Chg.Rs.28. I really dont have the track how many times they have deducted something or other from the account balance..

THIRD CLASS BANK IA ICICI Bank

Today ICICI Bank charged me 28/- as an 'ATM DECLINE CHG' after I made a cash withdrawal from IndusInd Bank. There was no warning/intimation during the withdrawal. Hope ICICI Bank is brought to book for cheating its unsuspecting customers.

Hi,

I have a salary A/c inICICI Bank. I could able to see in my account is debited with Rs. 28.00 on 10/07/2009 with the description of “ATM DECLINE CHG/09-JUN-09/7854 ". I come to know that is due to insufficient fund at the other bank's ATM. Is it so? If other ATM bank has no money, how will you deduct from my a/c. I did get any intimation for that time of withdrawal also. If no money means, why it was not shown any information and why it was allow me to take the amount.

Hi,

For people who wants to have the details of savings account charges levied by ICICI, here is a link:

http://www.icicibank.com/Pfsuser/icicibank/depositproducts/com_r&f_WM.htm

There is one thing added there which says Debit card transactions which are done without having money in the "Card holder's account" is Rs. 25/- per transaction.

I found this 4 times in my account, and called up ICICI. They checked it. The person who had attended the call was not very happy about the call, but I kept pushing them and pushing them, and finally got it sorted. (For the records, I didn't get my money back because it was my own mistake - I had swiped my credit card checking for funds, and because it's linked to my bank account, the money was taken).

My case would be a one-off case. What I would suggest is, in case you suspect multiple transactions which you have/have not made, insist for full details. Sometimes they give all kinds of "golis" that the system is not working, etc. But in such cases, ASK FOR A COMPLAINT NUMBER (service request) to be registered to get the full details, and keep a track of that the next time you call them. Banks are supposed to have a record of all customer related transacitons at their hands - because it's our money we trust them with.

Oh yes, and one more thing - it's not 28/-, it's 25/- as written in that page. I'm getting a complaint registered with them, and you should do it too.

I have a salery ac with ICICI bank and 10/8/09 i used hdfc atm to withdrow cash.i did not get cash and latter when i chacked with ICICI atm, it shown that re which i had typed in hdfc atm is dedeted from my a/c.

You can file complaint with consumer court or Ombudsman This is not as per RBT regulations.

I have a salary A/c with ICICI. on[protected] I saw my account is debited with Rs. 28.00 twice with the Particular"ATM/POS DECLINE CHG/24-Aug-2009/7244".

My account was also debited twice on same day 16-SEP stating POS DECLIN CHGS.

This happened to me also.Really, this is very bad, How can they deduct like tht. there is no assurance for icici acc holders. tomorrow they can deduct how much ever they want also. They should be giving some open statement or email or letter for this. as we all knew icici is not a good bank they obviously do not do that.

Even from my account, they have debited Rs.28/- stating ATM ATM DECLINE CHG. :(

I have a salary A/c with ICICI. I saw my account is debited with Rs. 28.00 today 18/11/2009, ATM DECLINE CHG/11-OCT-09/5988.

They have deducted for me also Rs28. What should we do for this? can anyone help us?

I have a salary A/c with ICICI. I saw my account is debited with Rs. 28.00 with ATM DECLINE CHG. can anyone help us?

I have a salery ac with ICICI bank on 17/12/09 i used central bank atm to withdrow cash.i did not get cash and latter when i chacked with ICICI bank statement, it showed that Rs.28/- has been debited from by account saying that POS DECLINE CHG/17-nov-09/1834.
What the hell is this. Whats my fault in this. I want my money back...

Hi Sir
I hold salary a/c in ICICI bank, my a/c is Debited with 84/- Rs stating ATM DECLINE CHG/20-NOV-09/8252 .it was happend 22 dec. 3 time it means (28, 28, 28, ).sir it is my hard work mony so please return my mony. Please tell me what is the customers fault if other bank at dosnt have sufficient fund. It is our hard earned money PLEASE RETURN MY MONEY BACK or give me a response ([protected]@yahoo.com)

This is . they too debited from my account twice..

I am having salary a/c in ICICI and I am charged 28rs. from account it shows
ATM DECLINE CHG/11-DEC-09/9607, so whats the reason behind this debit ??

Is it some process of debitting money from salary account by ICICI bank.?

And if not than plz give me the valid reason of debitting money from account ?

This is not fair ?? and dont give any explanations that the banks ATM machine is lacking behind with the funds in it ??

Reply fast as soon as possible ?

hi, my account also debited 28 Rs for the same. My point is we should know that bank is going to charge for this while useing other banks ATM. we should have the imformation that this will happen if we use this ATM

ATM DECLINE CHG is done when we try to withdraw cash more than what we have in our account. And it is done only when we try it from any other ATM than ICICI. Hope this helps you mates!

Even my account is debited 10 times (28*10=280Rs.)... with the description "ATM DECLINE CHG" i dont understand, what exactly this charges are... any one here have any idea of it... ICICI bank customer care is clueless...

they have debitted thrice as POS and thrice as ATM DECLINE on the same day... every time rs.28... on the whole i am paying ICICI a amt of 168 for no reason...

Even from my account, they have debited Rs.28/- stating ATM ATM DECLINE CHG. :(

Hi its me Ajit..

Working in IBM. I am having salary account in ICICI bank.. and this is ridiculous that deductiong amount from the consumers if the bank is not having sufficient money..

If the bank ATM is not having money.. then there should be some display in the ATM screen. In what way a consumer can be punished with this..

I guess, through ATMs leaving it empty, Bank keep earning more..rather than serving the people..

I have been deducted 6 times in all. This is just not right. I stay abroad and my wife is using my ATM card back home. When she calls them, they say, they will not be able to provide here any details, as it's not her account and when i send them email through their online banking website, there is no response.

This is atrocious and unauthorized and totally not acceptable.

me also have same problem, it's showing ATM DECLINE CHG/15-DEC-10/3115 twice in my account, i din't get why they debited from my account, can you advise me what should i do to get back my balance in my account.. ?

ICICI Bank — ICICI Complaints - My A/c is debited with Rs. 56.00 due to the fault that did not

Hi Sir
I hold salary a/c in ICICI bank, my ac debited with 28/- Rs stating POS DECLINE CHG/08-JAN-11/3552.. How can this be a customer fault if the ATM has insufficient fund . It is my earned money ,so ICICI has no right to monopolise the thing.
PLEASE CREDIT THE AMMOUNT AS DEBITED
or give me a response ([protected]@gmail.com)


regards
Mahendra Kumar Sahoo

Hi,

We are sorry to hear about your experience.We have made a note of your e-mail ID. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team.

yes same happened with my account as well(POS DECLINE CHG), i dont know how much money ICICI has made like this.

Even i have a salary account no.[protected] from last two years. Same POS charges are deducted from my account three times on 21.05.2011 same day. If iv use another atm machine they can only deduct one time charges not for three day. what the hell they are doing with the customer? Their customer care representative dont know how to talk politely and moreover they are dumbos.

During December 2012 from my account money got deducted twice

Iicici Bank Credit Card Dept — mobile number registration

despite several calls at customer care and visiting bank branch I could not get my mobile number registered to view credit card statement online Credit Card Number [protected]

NON RECEIPT OF PRINCIPAL AND INTEREST

I want to redeem these bonds please advise.