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Kotak Mahindra Bank Complaints & Reviews

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Last updated Jun 7, 2024
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Kotak Mahindra Bank reviews & complaints page 195

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S
Sampathbsk
from Hyderabad, Andhra Pradesh
Mar 22, 2016
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Miscommunication about fee and charges on credit card

I have been cheated by the bank stating a free card will be given to me based on a personal loan I have taken, but was charged joining fee . Then I contacted customer care to close the card 3 to 4 times, every time executives are taking the requests and saying we have tried to contacting you but you r not reachable and unconditionally closed the tickets. Could you please help me have this issue resolved as they are not even giving any Higher...
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Uday Datrak
from Delhi, Delhi
Mar 22, 2016
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22000 deducted, again 2100 deducted and again 2700 will deduct for inactive account

Address: 500060

Hi Sir,

My 22, 000 was deducted from my account one day saying that my accoun t was not maintaining minimum balance, after too many converstaions from mutiple people, including company management and Kotak bank, they said they will reiumburse small amount every 3 months(2700 rupees) BUT for that they asked me to deposit 10, 000 rupees. so I deposited 10, 000.

Inititally they refunded 5000 rs, in that again they...
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Ritesh81
Mar 21, 2016
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Not helping me to transfer my ecs to other bank

Address: Faridabad, Haryana, 121005

I have written so many emails to kotak for transfer of my PL to HDFC bank but they are not responding to it . They are just asking for bank statement again again which I already did. I even once visited to their office in CP and Vaishali enclave and submited all the docs but still no response. I am being harrased. Please help.

Ritesh Kumar...
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hamitesh
from Pune, Maharashtra
Mar 19, 2016
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Totally unprofessional attitude

Address: 411041
Website: www.kotak.com

1. Please refer kotak credit card application form no[protected].
2. I had applied for a credit card on 07 mar 2016. I recieved a verification call from your credit card verification department through tel no [protected].
3. I need to hereby inform you that the verification department of kotak mahindra bank lacks basic courtesy and needs a huge level of improvement. The person verifying details from me did not bother to introduce...
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Rajitha Sago
from Palghat, Kerala
Mar 16, 2016
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Miscommunication about fee and charges

Address: Chennai, Tamil Nadu, 600091

I have been cheated by the bank stating a free card will be given to me based on a personal loan I have taken, But was charged joining fee . Even before I received the card I get a statement with joining fee From July 2015 I have been following about the joining fee reversal . I have handed over the card at the branch stating Dont want the card and I dont want to pay the fee but I have still be levied with charges on the fee and in March...
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pwcsiva
from Chennai, Tamil Nadu
Mar 14, 2016
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Visa platinum league credit card

Address: Chennai, Tamil Nadu, 600017

My credit card No [protected] is not working . I do not know the reason . I tried calling[protected] several times to complain about this but it is always engaged. Could you please look in to this.
Thanks
N.Sivasubramanian
[protected]
20/2, Thirumalai Pillai Road, T.nagar, Chennai- 600017...
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Hemanth Palli
from Bengaluru, Karnataka
Mar 12, 2016
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Personal loan emi not deducted through ecs debit as per the schedule

Address: Bangalore, Karnataka, 560076

Hello,

I have a personal loan with Kotak Mahindra Bank for an amount of 5, 08, 775 INR. My loan number is SPLN[protected]. My name is : Hemanth Palli from Bangalore.

My loan EMI was suppose to deduct 5th of every month where the EMI started from December 2015 and till Feb 2016 everything was proper. For the month of March, my EMI was not deducted and neither I was informed by the Bank guys. Later, when I called...
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5raj5
from Pune, Maharashtra
Mar 11, 2016
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Internet banking password

Address: Hyderabad, Andhra Pradesh, 500059
Website: www.kotak.com

I opened my current account with kotak mahindra dilsukhnagar branch in the month of december 2015, since i opened my current account till today I tried all possible ways, frequently in touch with bank executives praveen, sampath and vishnu till now they couldn't be able to provide me an internet banking password. I never seen this kind of worst customer service ever in my life, every time when i call executive vishnu he says you no need to...
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Prath_1988
from Delhi, Delhi
Mar 11, 2016
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Cheque book not delivered

Address: Bangalore, Karnataka, 560076

The worst service i have seen till date.
It's been close to 20 days that i have requested a cheque book and its still not delivered.
Cheque book is only being shifted from courier service to chennai branch and vice versa. Called customer care and they do nothing but give a number to call which no one answers.
Visited J P Nagar(Bangalore) branch also and they didn't help either.

For god sake please deliver...
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Address: New Delhi, Delhi, 110048
Website: kotak mahindra bank

I have no idea when and how the amount of Rs. 10151.85 was debited from my credit card. I have connected multiple times to customer care of kotak bank and even connected to the greater kailash branch that when and where this amount was debited from my credit card, instead of furnishing any detail they have sent me the account letter and never mentioned any detail. Now again i have recieved a demand notice from kotak bank the due of Rs. 10151.85....
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Selva Kumar Yadhav
from Chennai, Tamil Nadu
Mar 3, 2016
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No debit card issued

Address: 600015
Website: www.kotak.com

Hi this is Selvakumar B my CRN 35688932. While account opening i have not received my debit card and internet banking password. I have requested my branch twice but till now i have not received. Today i have contacted your Customer care twice they are not giving proper details and disconnected both times without any intimations. Kindly do the needful. Its a worst experience. Its my salary account so i bound to use this account otherwise i...
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A
arpit srivastava ji
Mar 2, 2016
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Account balance reversal is not done yet in more than one month

Address: Gautam Buddh Nagar, Uttar Pradesh, 201308
Website: www.kotak.com

I have an Account in Kotak mahindra bank, In last month there there is fraud done im my Account someone withdrawl 25000 rs from my account through a clone copy of Debit card. I requested to My bank to return that amount they are saying we are processesing but now its more than one month I didnt get my money back.

plz suggest....
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dharmender Dubey
Mar 2, 2016
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Unauthorized money deductions from my account as atm withdrawal

Address: Bangalore, Karnataka, 560073
Website: www.kotak.com

HI,

As Kotak was a new bank 5 years back with less ATM facilities around Bangalore I was given a word that I could withdraw any number of ATM withdrawals and I signed for the same .
Now suddenly they changed the policy that more than 5 transactions service charge will be deducted of 23 rs and I was not informed about the same and the deductions kept on going
I tried to contact customer care and manger of my...
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P
Pav2016
Mar 1, 2016
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Reg: NRI CAR LOAN

Address: Hyderabad, Andhra Pradesh, 500076
Website: www.kotak.com/nri-banking.html

I have contacted on agent in Hyderabad regarding Car loan, He said he will help me out and he said he will send me the application form. After few days he said I need to take some investment plan, I said I will look into it. I asked about he car loan process he said I need to take must investment plan then they will consider NRI car loan, This is very annoying and How does bank works like this? Then he stared giving me explanations that they...
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M
manojjalal
from Delhi, Delhi
Feb 25, 2016
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Making fool of customers.

Address: New Delhi, Delhi, 110006

Kotak bank staff opening customers account with wrong commitment,
they open my account with say zero opening balance, only condition five transection in quater in necessery.

after that aqb charge cutt off. they ask they refund cut off amount.
but no responce in 3 month, next aqb again cut.

even branch manager and upper staff ignoring issues.
we have close our account, but if kotak not take...
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Ashok Balasubramaniam
Feb 24, 2016
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Foreclosure request not being acknowledged for 5 months

Address: Bangalore, Karnataka

I would like to bring it to your notice about the worst customer service i have been receiving from the so called Customer Care Executives from Kotak Mahindra.

I am a Home Loan customer of ING Vysya Bank, borrowed a loan of 20 lacs during 2011. During October i had an oppurtunity to move abroad, so i went to the ING Vysya Home Loan Division and requested for foreclosure . In the interest of time i told them that i would make...
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parallel287
from New Delhi, Delhi
Feb 24, 2016
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Undue charges levied

Address: New Delhi, Delhi, 110017

This is to bring to your notice that I had taken loan of INR 1 lakh from Kotak Mahindra Bank. Loan has been paid off completely last month however they have charged me for keeping insufficient funds in my bank account due to which ecs had failed two years back. I had already intimated back on time that i need to change the ECS from HSBC bank to HDFC bank as HSBC account does not exist anymore. All the formalities and forms were completed...
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lionel260166
from Chennai, Tamil Nadu
Feb 24, 2016
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Abusive calls from collection agents

Address: Mumbai City, Maharashtra, 400037

I have not been able to pay my credit card bills of ABN AMRO due to acute financial problems. Yet the agents Leena [protected] and Prashant [protected] have been continually harrassing me and my wife. I am the card holder and inspite of me speaking to them, they call her place of work and harass the staff there. They threaten to speak to the Principal and harass the school. When I am speaking why are they calling her? Please look into the...
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HariUday
from Chennai, Tamil Nadu
Feb 23, 2016
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Personal loan foreclosure

Address: 600091

I have taken personal loan wants to fore-closure for that I called customer care department but they said it will take 30 working days to process the fore-closure letter, i had loan with ICICI and Citi they were immediately processed and closed the loan. Please send me Fore-closure letter to close my personal loan(Loan A/C No: SPLN[protected].

My mobile number : [protected]

Thanks,
Esai....
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Raju.kpatel
Feb 23, 2016
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Wrongly deducted charges for average monthly balance

Address: 380054

My name is raju patel,

My account is with kotak mahindra bank with drive in road branch, ahmedabad (Ac no. [protected]). I have salary account with zero balance and it is still salary account only. Before six months, i left the job till that time my salary was not credited to my account. (Please note it is still salary account only after living the job as well). Now kotak bank has deducted the charges of total 3000/- rupees...
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